Bad Credit Loans Columbia, SC (Fast Approval)
Get a Bad Credit Loan in Columbia, South Carolina
If you're on this page then you've probably been searching for Bad Credit Loans in Columbia, SC.
The good news is we have all you need to apply online with poor credit and stand a good chance of approval by a direct lender.
Despite popular belief, being rejected doesn't mean you're ineligible to borrow money. It just means you have fewer options.
We recognize that it can be very hard to find a loan from a bank or traditional lender in Columbia if you've struggled with debts in the past. But with our simple online form, you could be connected with lenders in the area in a matter of minutes.
What Exactly Are "Bad Credit Loans"?
It should be noted that there's no such thing as a "bad credit loan". However, there are personal loans available online in Columbia, SC that can be issued to people with a bad credit history.
Depending on your individual circumstances this might come in the form of a small payday loan to help tide you over until you next get paid or a longer-term installment loan in which you repay in equal installments, spreading the cost of a larger sum.
In our experience, while you can get personal loans from the banks or storefront lenders in Columbia, online lenders provide much more favorable terms and it's much easier to apply. As long as they are licensed to lend in the state of South Carolina, you'll have nothing to worry about and our network only accepts fully licensed and accredited lenders.
So, whether you need to fix your car or make home repairs, pay for emergency travel, or make an upfront purchase but have spent your monthly budget, we can help you connect with a lender today!
With us, you can apply for the following loans in Columbia, SC:
$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans
*The exact amount depends on South Carolina lending laws, the information you submit, and other factors
List of Columbia, SC Bad Credit Loan Lenders:
Instant Cash Loans
10171-c Two Notch Rd, Columbia, SC 29229, USA
(803) 788-8990
Checks Plus
516 Beltline Blvd, Columbia, SC 29205, USA
(803) 782-2346
ACE Cash Express
2324 Taylor St, Columbia, SC 29204, USA
(803) 988-7021
Check N' Go
7358 Two Notch Rd. Ste A, Columbia, SC 29223, USA
(803) 419-1331
My South Carolina Payday
1514 Pickens St, Columbia, SC 29201, USA
(803) 832-7641
Uptown Cash
1101 Elmwood Ave, Columbia, SC 29201, USA
(803) 256-2274
Check Loans
859 Bush River Rd, Columbia, SC 29210, USA
(803) 750-1030
Columbia Check Cashier In
3908 Main St, Columbia, SC 29203, USA
(803) 252-0802
Cashwell Consumer Loans
3315 Broad River Rd, Columbia, SC 29210, USA
(803) 772-0973
ACE Cash Express
1520 Broad River Rd, Columbia, SC 29210, USA
(803) 772-0508
Community Credit
1607 Broad River Rd, Columbia, SC 29210, USA
(803) 336-4803
Kroger Money Services
3403 Forest Dr, Columbia, SC 29204, USA
(803) 738-0225
Kroger Money Services
10136 Two Notch Rd, Columbia, SC 29229, USA
(803) 788-6171
Advance America
2300 Decker Blvd, Columbia, SC 29206, USA
(803) 736-5441
Carolina Payday Loans
6805 Two Notch Rd, Columbia, SC 29223, USA
(803) 626-9137
ColumbiaScLoans
2300 Decker Blvd, Columbia, SC 29206, USA
(803) 736-5441
Check Into Cash
6908 Two Notch Rd Ste B, Columbia, SC 29223, USA
(803) 736-7550
ACE Cash Express
5110 Fairfield Rd, Columbia, SC 29203, USA
(803) 786-4281
Check Loans
6420 Garners Ferry Rd Ste A, Columbia, SC 29209, USA
(803) 776-4311
Approved Cash Advance 134
6432 Two Notch Rd Ste C, Columbia, SC 29223, USA
(803) 333-0959
ACE Cash Express
6432 Two Notch Rd, Columbia, SC 29223, USA
(803) 735-1747
Check Into Cash
3315 Broad River Rd Ste 140, Columbia, SC 29210, USA
(803) 731-5180
Advance America Cash Advance
9003 Two Notch Rd, Columbia, SC 29223, USA
(803) 419-1935
Quick Check Cashing
5710 N Main St, Columbia, SC 29203, USA
(803) 599-6822
Quik Cash
8907 Two Notch Rd Ste H, Columbia, SC 29223, USA
(803) 788-4360
Quik Cash
2768 M Decker Blvd Ste M, Columbia, SC 29206, USA
(803) 419-1174
Instant Cash Loans of SC
9330-c Two Notch Rd, Columbia, SC 29223, USA
(803) 419-1770
Loan Pros
6432-j Two Notch Rd, Columbia, SC 29223, USA
(803) 786-0090
KLA Lending, LLC
1225 Miller Ave, Columbia, SC 29203-6417, USA
(866) 386-6121
First American Cash Advance
7132 F Parklane Road, Columbia, SC 29223, USA
(803) 419-3130
Conseco/Green Tree Finance
110 Gateway Corp. Blvd #130, Columbia, SC 29203, USA
(803) 736-5749
Loan Depot
1320 Main St Ste 300, Columbia, SC 29201-3266, USA
(803) 626-1710
Christie Co The
1140 Briargate Circle, Columbia, SC 29210, USA
(803) 772-5768
Reginal Finance
100 Forum Dr Ste 4, Columbia, SC 29229-7945, USA
(803) 600-1868
Fidelity Financial Svc Inc
612 Saint Andrews Rd, Columbia, SC 29210-5120, USA
(803) 750-5775
Check Into Cash
7949 Broad River Rd, Columbia, SC 29212, USA
(803) 749-4990
Mortgage Solutions Financial
1320 Main St Ste 348, Columbia, SC 29201-3266, USA
(803) 600-0088
Acceptance Now
275 Harbison Blvd, Columbia, SC 29053, USA
(803) 732-1450
Meridian Home Loans
1226 Pickens St. Ste. #102-b, Columbia, SC 29201, USA
(866) 280-5363
Instant Cash Loans
9330 Two Notch Rd Ste C, Columbia, SC 29223-6440, USA
(803) 419-1770
Bank One, NA
250 Berryhill Rd #512, Columbia, SC 29210, USA
(803) 551-5551
South Carolina State Education Assistance Authority
Po Box 21487, Columbia, SC 29221-1487, USA
(803) 612-5070
One Simple Online Form
To save you the hassle of going to the bank or storefront lender, only to wait in line to fill out stacks of physical paperwork, we do all the hard work for you with one simple online web form.
Provide us with your basic details and we'll pass it through a network of over 100 lenders that can provide between $100 and $35,000 depending on your request, their assessment of your application, and South Carolina lending laws.
- Select an amount to borrow between $100 and $35,000 using the sliders.
- Fill out our quick web form from any device with a browser.
- Know in minutes whether you have been connected with a lender on screen.
- Complete the application directly on the lender's page online, attaching digital documents if required.
- If approved, you could see the cash in your account in as fast as one working day - ideal if you are in a time-sensitive financial emergency.
Loans For People With Bad Credit in Columbia, SC
Submit your information
Fill out our simple online form with your details, click "Get Started" and with for a couple of minutes.
Sign Your Loan Contract
If connected to a direct lender, read your loan contract carefully and e-sign it if everything is in order.
Get Your Cash
If approved, money will be directly deposited into your bank account as soon as the next business day.
Are Online Bad Credit Loans Safe?
All lending within Columbia, SC is regulated at the state level, which helps protect borrowers from exorbitant interest rates and predatory lending practices.
While we are not a lender ourselves, you will know the interest rate offered immediately if you are connected with a lender and they make you an offer. By law, they must provide a full copy of the terms and conditions of any personal loan before you sign the online agreement and you are free to walk away at any time.
That doesn't mean there aren't sites out there that prey on those with bad credit, making false promises and misleading statements. Watch out for claims of no credit check being carried out or guaranteed or instant approval. No legal lender can make such promises.
The Good News: While the Columbia, SC lenders in our network will usually carry out some form of credit check, you will not be rejected right away if you have bad credit and those with a poor credit history are routinely and quickly approved for reasonable loans that suit their current financial situation.
Our lenders take in to account a number of factors, including your current employment status, income level, and other personal details.
With us, you can apply for the following loans in Columbia, SC:
$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans
*The exact amount depends on South Carolina lending laws, the information you submit, and other factors
Who Qualifies For Bad Credit Loans in Columbia, South Carolina?
To be eligible all you have to be is:
- 18 years or older
- In possession of a bank account in your name
- Employed or otherwise earning a verifiable income of at least $1,000 per month.
- A legal resident of Columbia, SC.
Who Should Use Bad Credit Loans?
If you are searching for bad credit loans, chances are you do not have access to other forms of credit like credit cards and have been turned away by the banks or large lenders. If that's the case, then bad credit loans are one of the best solutions for borrowing money in Columbia, SC.
Getting a personal loan online is also a great way for anyone to get cash fast who doesn't want to go through the rigorous process of paperwork and approval enforced by most larger banks and lenders.
Compare loan rates from the best direct lenders in Columbia, SC near you:
How Can I Get a Bad Credit Loan in Columbia, SC?
To get started with a bad credit personal loan between $100 and $35,000, gather your financial statements (PDFs from online banking make this even easier), calculate how much you can afford to repay each month (without forgetting interest) and then use our form to pass your details among our extensive network.
This saves you the hassle of applying one-by-one and risking multiple searches on your credit report if one lender rejects your application.
The best time to apply online in Columbia, SC is during the working week as you'll know onscreen if you have been connected and then approved by a lender, and they will typically deposit the funds into your designated bank account the next working day.
Note: This is also where they will automatically take repayments so make sure you have the funds there to cover the repayment schedule.
Did you know? Applying online for a small bad credit loan and successfully repaying it will quickly begin rebuilding your credit score and open-up new loan products with better terms.
Having bad credit can make you feel hopeless like you'll never be able to get credit ever again. However, that's simply not true. Many borrowers have made use of our loan connection tool and matched with a reputable lender who's issued them a loan.
Columbia, SC Information
Population: 132,236
Median age: 28.3
Median household income: $43,650
Median property value: $168,800
Homeownership rate: 45.3
Average car ownership: 2
Columbia, SC Bad Credit Loans Services on the Map:
Our Service is Available for the Following Zip Codes in Columbia, South Carolina:
29201, 29202, 29203, 29204, 29205, 29206, 29207, 29208, 29209, 29210, 29212, 29223, 29225, 29229, 29260, 29218, 29250, 29230, 29217, 29220, 29222, 29214, 29233, 29292, 29240, 29290, 29219, 29221, 29224, 29226, 29215, 29227, 29211, 29228, 29216
With us, you can apply for the following loans in Columbia, SC:
$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans
*The exact amount depends on South Carolina lending laws, the information you submit, and other factors