Bad Credit Loans Birmingham, AL (Fast Approval)

Get a Bad Credit Loan in Birmingham, Alabama

If you're on this page then you've probably been searching for Bad Credit Loans in Birmingham, AL.

The good news is we have all you need to apply online with poor credit and stand a good chance of approval by a direct lender.

Despite popular belief, being rejected doesn't mean you're ineligible to borrow money. It just means you have fewer options.

We recognize that it can be very hard to find a loan from a bank or traditional lender in Birmingham if you've struggled with debts in the past. But with our simple online form, you could be connected with lenders in the area in a matter of minutes.

By clicking “Get Started”, you agree to Privacy Policy & Terms & Conditions.
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What Exactly Are "Bad Credit Loans"?

It should be noted that there's no such thing as a "bad credit loan". However, there are personal loans available online in Birmingham, AL that can be issued to people with a bad credit history.

Depending on your individual circumstances this might come in the form of a small payday loan to help tide you over until you next get paid or a longer-term installment loan in which you repay in equal installments, spreading the cost of a larger sum.

In our experience, while you can get personal loans from the banks or storefront lenders in Birmingham, online lenders provide much more favorable terms and it's much easier to apply. As long as they are licensed to lend in the state of Alabama, you'll have nothing to worry about and our network only accepts fully licensed and accredited lenders.

So, whether you need to fix your car or make home repairs, pay for emergency travel, or make an upfront purchase but have spent your monthly budget, we can help you connect with a lender today!

With us, you can apply for the following loans in Birmingham, AL:

$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans

*The exact amount depends on Alabama lending laws, the information you submit, and other factors

List of Birmingham, AL Bad Credit Loan Lenders:

easymoney

4673 Hwy 280 E, Birmingham, AL 35243, USA

(205) 437-1515

easymoney

1678 Montgomery Hwy Ste 105, Birmingham, AL 35216, USA

(205) 413-4460

Check Into Cash

945 Forestdale Blvd, Birmingham, AL 35214, USA

(205) 798-6900

Check Into Cash

104 Green Springs Hwy, Birmingham, AL 35209, USA

(205) 944-2930

Signature Finance

1713 3rd Ave N, Birmingham, AL 35203, USA

(205) 251-0121

Check N' Go

137 Bessemer Super Highway, Birmingham, AL 35228, USA

(205) 929-6646

confianza

405 Valley Ave, Birmingham, AL 35209, USA

(205) 407-5268

Great American Loans

12 Phillips Dr, Birmingham, AL 35228, USA

(205) 923-0009

easymoney cash center

1552 Montclair Rd, Birmingham, AL 35210, USA

(205) 956-2424

easymoney

9420 Pkwy E, Birmingham, AL 35215, USA

(205) 413-4478

Payday Loans Birmingham

612 32nd St S, Birmingham, AL 35233, USA

(888) 410-1649

Quik Pawn Shop

1649 Centerpoint Pkwy, Birmingham, AL 35215, USA

(205) 856-1659

Brett's Pawn Shoppe

5212 Oporto Madrid Blvd S, Birmingham, AL 35210, USA

(205) 592-9922

Parkway Finance

1545 Center Point Pkwy, Birmingham, AL 35215, USA

(205) 853-3339

A-1 Quik Cash Advance

1861 Center Point Pkwy, Birmingham, AL 35215, USA

(205) 854-2274

Always Money

1189 Centerpoint Pkwy, Birmingham, AL 35215, USA

(205) 854-8778

Cash Mart Cash Advance

9537 Pkwy E, Birmingham, AL 35215, USA

(205) 833-8094

Check N' Go

1423 Gadsden Highway Ste 139, Birmingham, AL 35235, USA

(205) 413-8014

easymoney

3355 Vanderbilt Rd, Birmingham, AL 35217, USA

(205) 745-4175

Cash Montster

9129 Pkwy E, Birmingham, AL 35206, USA

(205) 838-4999

Easy Money

2145 Bessemer Rd, Birmingham, AL 35208, USA

(205) 781-9171

Easymoney Cash Centers

1001 Bankhead Hwy W, Birmingham, AL 35204, USA

(205) 397-1200

easymoney

210 Midfield St, Birmingham, AL 35228, USA

(205) 923-3762

easymoney

6400 First Ave. N, Birmingham, AL 35212, USA

(205) 206-7715

easymoney

728 S 23rd St, Birmingham, AL 35233, USA

(205) 769-3800

Easymoney

2168 Green Springs Hwy, Birmingham, AL 35205, USA

(205) 942-0001

The Prosperous Living Group

6908 Ct N, Birmingham, AL 35228, USA

(205) 518-8691

Advance America Cash Advance

3321 Lorna Rd, Birmingham, AL 35216, USA

(205) 823-8472

Allied Cash Advance

5287 Hwy 280, Birmingham, AL 35243, USA

(205) 980-7641

Advance America Cash Advance

5363 Highway 280 Ste 103, Birmingham, AL 35242, USA

(205) 408-0721

Always Money

873 Dennison Ave Ste 127, Birmingham, AL 35211, USA

(205) 323-1086

Speedy Cash

321 Palisades Blvd, Birmingham, AL 35209, USA

(205) 518-8947

Chesterfield Company Loans

1715 3rd Ave N, Birmingham, AL 35203, USA

(205) 251-0187

Check N' Go

1301 3rd Ave. W Ste B, Birmingham, AL 35208, USA

(205) 788-4702

Quik Pawn Shop

7737 1st Ave N, Birmingham, AL 35206, USA

(205) 833-9684

Check Into Cash

9166 Pkwy E, Birmingham, AL 35206, USA

(205) 836-0685

Always Money

1143 Huffman Rd, Birmingham, AL 35215, USA

(205) 815-5508

E-Z Finance

1715a 3rd Ave N, Birmingham, AL 35203, USA

(205) 506-0043

NetCash Inc

2412 Green Springs Hwy, Birmingham, AL 35209, USA

(205) 941-1015

Check N' Go

1717 Crestwood Dr, Birmingham, AL 35210, USA

(205) 951-9525

Fastest Cash Advance & Payday Loans

1901 6th Ave N, Birmingham, AL 35203, USA

(205) 208-8620

Allied Cash Advance

1212 Forestdale Sq, Birmingham, AL 35214, USA

(205) 791-2086

Check N' Go

1109 Forestdale Blvd., Birmingham, AL 35214, USA

(205) 798-7430

Great American Loans

9921 Pkwy E, Birmingham, AL 35215, USA

(205) 854-3307

Check 'n Go

1970 Forestdale Blvd, Birmingham, AL 35203, USA

(205) 791-9560

Advance America

1445 Forestdale Blvd Ste 109, Birmingham, AL 35214, USA

(205) 798-3191

Birmingham 247 Loans

1421 Forestdale Blvd Ste 125, Birmingham, AL 35214, USA

(877) 244-8254

Low Credit

2961 Brookside Coalburg Rd, Birmingham, AL 35214, USA

(205) 395-8971

Easy Money

210 Midfield St, Birmingham, AL 35228-2221, USA

(205) 923-3762

Paccar Financial

5517 Heath Row Dr, Birmingham, AL 35242-3142, USA

(205) 991-2004

One Simple Online Form

To save you the hassle of going to the bank or storefront lender, only to wait in line to fill out stacks of physical paperwork, we do all the hard work for you with one simple online web form.

Provide us with your basic details and we'll pass it through a network of over 100 lenders that can provide between $100 and $35,000 depending on your request,  their assessment of your application, and Alabama lending laws.

  1. Select an amount to borrow between $100 and $35,000 using the sliders.
  2. Fill out our quick web form from any device with a browser.
  3. Know in minutes whether you have been connected with a lender on screen.
  4. Complete the application directly on the lender's page online, attaching digital documents if required.
  5. If approved, you could see the cash in your account in as fast as one working day - ideal if you are in a time-sensitive financial emergency.

Loans For People With Bad Credit in Birmingham, AL

Submit your information

Fill out our simple online form with your details, click "Get Started" and with for a couple of minutes.

Sign Your Loan Contract

If connected to a direct lender, read your loan contract carefully and e-sign it if everything is in order.

Get Your Cash

If approved, money will be directly deposited into your bank account as soon as the next business day.

By clicking “Get Started”, you agree to Privacy Policy & Terms & Conditions.
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Are Online Bad Credit Loans Safe?

All lending within Birmingham, AL is regulated at the state level, which helps protect borrowers from exorbitant interest rates and predatory lending practices.

While we are not a lender ourselves, you will know the interest rate offered immediately if you are connected with a lender and they make you an offer. By law, they must provide a full copy of the terms and conditions of any personal loan before you sign the online agreement and you are free to walk away at any time.

That doesn't mean there aren't sites out there that prey on those with bad credit, making false promises and misleading statements. Watch out for claims of no credit check being carried out or guaranteed or instant approval. No legal lender can make such promises.

The Good News: While the Birmingham, AL lenders in our network will usually carry out some form of credit check, you will not be rejected right away if you have bad credit and those with a poor credit history are routinely and quickly approved for reasonable loans that suit their current financial situation.

Our lenders take in to account a number of factors, including your current employment status, income level, and other personal details.

With us, you can apply for the following loans in Birmingham, AL:

$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans

*The exact amount depends on Alabama lending laws, the information you submit, and other factors

Who Qualifies For Bad Credit Loans in Birmingham, Alabama?

To be eligible all you have to be is:

  • 18 years or older
  • In possession of a bank account in your name
  • Employed or otherwise earning a verifiable income of at least $1,000 per month.
  • A legal resident of Birmingham, AL.

Who Should Use Bad Credit Loans?

If you are searching for bad credit loans, chances are you do not have access to other forms of credit like credit cards and have been turned away by the banks or large lenders. If that's the case, then bad credit loans are one of the best solutions for borrowing money in Birmingham, AL.

Getting a personal loan online is also a great way for anyone to get cash fast who doesn't want to go through the rigorous process of paperwork and approval enforced by most larger banks and lenders.

Compare loan rates from the best direct lenders in Birmingham, AL near you:

How Can I Get a Bad Credit Loan in Birmingham, AL?

To get started with a bad credit personal loan between $100 and $35,000, gather your financial statements (PDFs from online banking make this even easier), calculate how much you can afford to repay each month (without forgetting interest) and then use our form to pass your details among our extensive network.

This saves you the hassle of applying one-by-one and risking multiple searches on your credit report if one lender rejects your application.

The best time to apply online in Birmingham, AL is during the working week as you'll know onscreen if you have been connected and then approved by a lender, and they will typically deposit the funds into your designated bank account the next working day.

Note: This is also where they will automatically take repayments so make sure you have the funds there to cover the repayment schedule.

Did you know? Applying online for a small bad credit loan and successfully repaying it will quickly begin rebuilding your credit score and open-up new loan products with better terms.

Having bad credit can make you feel hopeless like you'll never be able to get credit ever again. However, that's simply not true. Many borrowers have made use of our loan connection tool and matched with a reputable lender who's issued them a loan.

Birmingham, AL Information

Population: 212,265

Median age: 35.7

Median household income: $33,770

Birmingham, AL

Median property value: $86,900

Homeownership rate: 46.1

Average car ownership: 2

Birmingham, AL Bad Credit Loans Services on the Map:

Our Service is Available for the Following Zip Codes in Birmingham, Alabama:

35203, 35204, 35205, 35206, 35207, 35208, 35209, 35210, 35211, 35212, 35213, 35214, 35215, 35216, 35217, 35218, 35221, 35222, 35223, 35224, 35226, 35228, 35229, 35233, 35234, 35235, 35242, 35243, 35244, 35254, 35283, 35259, 35288, 35287, 35279, 35238, 35249, 35255, 35220, 35289, 35253, 35261, 35232, 35219, 35201, 35240, 35236, 35231, 35286, 35245, 35263, 35246, 35294, 35202, 35298, 35225, 35285, 35299, 35230, 35281, 35282, 35278, 35292, 35266, 35295, 35297, 35291, 35293, 35260, 35296, 35277, 35290, 35280, 35237

With us, you can apply for the following loans in Birmingham, AL:

$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans

*The exact amount depends on Alabama lending laws, the information you submit, and other factors

Dedicated to help you find payday, installment and personal loans online even if you have bad credit.

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