Bad Credit Loans Phenix City, AL (Fast Approval)
Get a Bad Credit Loan in Phenix City, Alabama
If you're on this page then you've probably been searching for Bad Credit Loans in Phenix City, AL.
The good news is we have all you need to apply online with poor credit and stand a good chance of approval by a direct lender.
Despite popular belief, being rejected doesn't mean you're ineligible to borrow money. It just means you have fewer options.
We recognize that it can be very hard to find a loan from a bank or traditional lender in Phenix City if you've struggled with debts in the past. But with our simple online form, you could be connected with lenders in the area in a matter of minutes.
What Exactly Are "Bad Credit Loans"?
It should be noted that there's no such thing as a "bad credit loan". However, there are personal loans available online in Phenix City, AL that can be issued to people with a bad credit history.
Depending on your individual circumstances this might come in the form of a small payday loan to help tide you over until you next get paid or a longer-term installment loan in which you repay in equal installments, spreading the cost of a larger sum.
In our experience, while you can get personal loans from the banks or storefront lenders in Phenix City, online lenders provide much more favorable terms and it's much easier to apply. As long as they are licensed to lend in the state of Alabama, you'll have nothing to worry about and our network only accepts fully licensed and accredited lenders.
So, whether you need to fix your car or make home repairs, pay for emergency travel, or make an upfront purchase but have spent your monthly budget, we can help you connect with a lender today!
With us, you can apply for the following loans in Phenix City, AL:
$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans
*The exact amount depends on Alabama lending laws, the information you submit, and other factors
List of Phenix City, AL Bad Credit Loan Lenders:
RedyMoney
3304 Hwy 80w Ste D, Phenix City, AL 36870, USA
(334) 384-9370
A-Plus Fast Cash Advance
806 13th St, Phenix City, AL 36867, USA
(334) 297-8470
Instant Cash
2305 Crawford Rd, Phenix City, AL 36867, USA
(334) 732-1100
All Star Check Advance
3304 Us Hwy 80 W Ste D, Phenix City, AL 36870, USA
(334) 787-5073
Alabama Title Loans
1003 Hwy 280 Byp, Phenix City, AL 36867, USA
(334) 468-6087
Check Into Cash #24013
1118 280 Byp Ste D, Phenix City, AL 36867, USA
(334) 297-3453
Approved Cash
1713 E 280 Byp, Phenix City, AL 36867, USA
(334) 298-8586
Always Money
1001 13th St, Phenix City, AL 36867, USA
(334) 297-2509
Emergi-Cash
909 280 Byp, Phenix City, AL 36867, USA
(334) 732-0448
Check 'n Go
3753 Highway 431 N Ste F, Phenix City, AL 36867, USA
(334) 480-9060
Always Money
3745a Us Highway 80 W, Phenix City, AL 36870, USA
(334) 297-3507
Title Credit Finance
1709 Crawford Rd, Phenix City, AL 36867, USA
(334) 664-0458
First American Cash Advance
1807 Stadium Dr, Phenix City, AL 36867, USA
(334) 480-0255
Speedee Cash
3610 Us Highway 431 N, Phenix City, AL 36867, USA
(334) 448-1155
First American Cash Advance
1807 Stadium Dr, Phenix City, AL 36867-3109, USA
(334) 480-0255
Fast Cash
907 Us Hwy 280 Bypass, Phenix City, AL 36867, USA
(334) 297-2171
Allied Home Mortgage
908 Broad Street, Phenix City, AL 36867, USA
Speedee Cash
3610 Us Highway 431 N, Phenix City, AL 36867, USA
(334) 448-1155
World Finance Corporation
3604 Us Highway 431 N, Phenix City, AL 36867-2364, USA
(334) 732-2762
One Simple Online Form
To save you the hassle of going to the bank or storefront lender, only to wait in line to fill out stacks of physical paperwork, we do all the hard work for you with one simple online web form.
Provide us with your basic details and we'll pass it through a network of over 100 lenders that can provide between $100 and $35,000 depending on your request, their assessment of your application, and Alabama lending laws.
- Select an amount to borrow between $100 and $35,000 using the sliders.
- Fill out our quick web form from any device with a browser.
- Know in minutes whether you have been connected with a lender on screen.
- Complete the application directly on the lender's page online, attaching digital documents if required.
- If approved, you could see the cash in your account in as fast as one working day - ideal if you are in a time-sensitive financial emergency.
Loans For People With Bad Credit in Phenix City, AL
Submit your information
Fill out our simple online form with your details, click "Get Started" and with for a couple of minutes.
Sign Your Loan Contract
If connected to a direct lender, read your loan contract carefully and e-sign it if everything is in order.
Get Your Cash
If approved, money will be directly deposited into your bank account as soon as the next business day.
Are Online Bad Credit Loans Safe?
All lending within Phenix City, AL is regulated at the state level, which helps protect borrowers from exorbitant interest rates and predatory lending practices.
While we are not a lender ourselves, you will know the interest rate offered immediately if you are connected with a lender and they make you an offer. By law, they must provide a full copy of the terms and conditions of any personal loan before you sign the online agreement and you are free to walk away at any time.
That doesn't mean there aren't sites out there that prey on those with bad credit, making false promises and misleading statements. Watch out for claims of no credit check being carried out or guaranteed or instant approval. No legal lender can make such promises.
The Good News: While the Phenix City, AL lenders in our network will usually carry out some form of credit check, you will not be rejected right away if you have bad credit and those with a poor credit history are routinely and quickly approved for reasonable loans that suit their current financial situation.
Our lenders take in to account a number of factors, including your current employment status, income level, and other personal details.
With us, you can apply for the following loans in Phenix City, AL:
$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans
*The exact amount depends on Alabama lending laws, the information you submit, and other factors
Who Qualifies For Bad Credit Loans in Phenix City, Alabama?
To be eligible all you have to be is:
- 18 years or older
- In possession of a bank account in your name
- Employed or otherwise earning a verifiable income of at least $1,000 per month.
- A legal resident of Phenix City, AL.
Who Should Use Bad Credit Loans?
If you are searching for bad credit loans, chances are you do not have access to other forms of credit like credit cards and have been turned away by the banks or large lenders. If that's the case, then bad credit loans are one of the best solutions for borrowing money in Phenix City, AL.
Getting a personal loan online is also a great way for anyone to get cash fast who doesn't want to go through the rigorous process of paperwork and approval enforced by most larger banks and lenders.
Compare loan rates from the best direct lenders in Phenix City, AL near you:
How Can I Get a Bad Credit Loan in Phenix City, AL?
To get started with a bad credit personal loan between $100 and $35,000, gather your financial statements (PDFs from online banking make this even easier), calculate how much you can afford to repay each month (without forgetting interest) and then use our form to pass your details among our extensive network.
This saves you the hassle of applying one-by-one and risking multiple searches on your credit report if one lender rejects your application.
The best time to apply online in Phenix City, AL is during the working week as you'll know onscreen if you have been connected and then approved by a lender, and they will typically deposit the funds into your designated bank account the next working day.
Note: This is also where they will automatically take repayments so make sure you have the funds there to cover the repayment schedule.
Did you know? Applying online for a small bad credit loan and successfully repaying it will quickly begin rebuilding your credit score and open-up new loan products with better terms.
Having bad credit can make you feel hopeless like you'll never be able to get credit ever again. However, that's simply not true. Many borrowers have made use of our loan connection tool and matched with a reputable lender who's issued them a loan.
Phenix City, AL Information
Population: 36,870
Median age: 32.4
Median household income: $39,654
Median property value: $123,400
Homeownership rate: 49.9
Average car ownership: 2
Phenix City, AL Bad Credit Loans Services on the Map:
Our Service is Available for the Following Zip Codes in Phenix City, Alabama:
36867, 36869, 36870, 36868
With us, you can apply for the following loans in Phenix City, AL:
$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans
*The exact amount depends on Alabama lending laws, the information you submit, and other factors