Bad Credit Loans Bakersfield, CA (Fast Approval)

Get a Bad Credit Loan in Bakersfield, California

If you're on this page then you've probably been searching for Bad Credit Loans in Bakersfield, CA.

The good news is we have all you need to apply online with poor credit and stand a good chance of approval by a direct lender.

Despite popular belief, being rejected doesn't mean you're ineligible to borrow money. It just means you have fewer options.

We recognize that it can be very hard to find a loan from a bank or traditional lender in Bakersfield if you've struggled with debts in the past. But with our simple online form, you could be connected with lenders in the area in a matter of minutes.

By clicking “Get Started”, you agree to Privacy Policy & Terms & Conditions.
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What Exactly Are "Bad Credit Loans"?

It should be noted that there's no such thing as a "bad credit loan". However, there are personal loans available online in Bakersfield, CA that can be issued to people with a bad credit history.

Depending on your individual circumstances this might come in the form of a small payday loan to help tide you over until you next get paid or a longer-term installment loan in which you repay in equal installments, spreading the cost of a larger sum.

In our experience, while you can get personal loans from the banks or storefront lenders in Bakersfield, online lenders provide much more favorable terms and it's much easier to apply. As long as they are licensed to lend in the state of California, you'll have nothing to worry about and our network only accepts fully licensed and accredited lenders.

So, whether you need to fix your car or make home repairs, pay for emergency travel, or make an upfront purchase but have spent your monthly budget, we can help you connect with a lender today!

With us, you can apply for the following loans in Bakersfield, CA:

$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans

*The exact amount depends on California lending laws, the information you submit, and other factors

List of Bakersfield, CA Bad Credit Loan Lenders:

Check N' Go

3699 Ming Avenue Suite A, Bakersfield, CA 93309, USA

(661) 837-2244

ACE Cash Express

1523 Panama Ln, Bakersfield, CA 93307, USA

(661) 837-1848

Fast Auto And Payday Loans

3810 Niles St, Bakersfield, CA 93306, USA

(661) 479-0454

West Coast Cash

3122 Niles St Ste B, Bakersfield, CA 93306, USA

(661) 873-2274

Allied Cash Advance

3790 Ming Ave, Bakersfield, CA 93309, USA

(661) 831-4788

Allied Cash Advance

4521 Ming Ave, Bakersfield, CA 93309, USA

(661) 831-4788

Advance America

3811 Ming Ave, Bakersfield, CA 93309, USA

(661) 827-8680

Allied Cash Advance

1539 White Ln, Bakersfield, CA 93307, USA

(661) 834-2811

Check Into Cash

2350 White Ln Ste B, Bakersfield, CA 93304, USA

(661) 398-8098

Check'n Go

2080 White Lane, Bakersfield, CA 93304, USA

(661) 396-7900

Bay Equity Home Loans

1731 Hasti Acres Dr Ste 211, Bakersfield, CA 93309, USA

(800) 229-3703

ACE Cash Express

4521 Ming Ave, Bakersfield, CA 93309, USA

(661) 396-3700

Check Into Cash

4476 Ming Ave, Bakersfield, CA 93309, USA

(661) 835-9299

Fast Auto and Payday Loans

5301 Olive Dr, Bakersfield, CA 93308, USA

(661) 479-0441

Quik Cash

3300 White Ln, Bakersfield, CA 93309, USA

(661) 831-4534

California Budget Finance

3300 White Ln, Bakersfield, CA 93309, USA

(661) 831-4534

ACE Cash Express

6465 Niles St, Bakersfield, CA 93306, USA

(661) 366-2000

Check 'n Go

2695 Mt. Vernon Avenue Suite F, Bakersfield, CA 93306, USA

(661) 872-3700

Check Into Cash

2621 Oswell St Ste 109, Bakersfield, CA 93306, USA

(661) 872-9726

Advance America

2600 Oswell St Ste C, Bakersfield, CA 93306, USA

(661) 872-0686

West Coast Cash

2660 Oswell St Ste 115, Bakersfield, CA 93306, USA

(661) 872-9955

ACE Cash Express

2600 Buck Owens Blvd, Bakersfield, CA 93308, USA

(661) 637-2020

ACE Cash Express

4128 Chester Ave, Bakersfield, CA 93301, USA

(661) 631-2520

Check-N-Go of California

721 Airport Dr, Bakersfield, CA 93308, USA

(661) 393-9011

California Budget Finance

307-309 N Chester Ave, Bakersfield, CA 93308, USA

(661) 399-7402

Allied Cash Advance

4128 Chester Ave Ste F, Bakersfield, CA 93301, USA

(661) 325-8003

Fast Auto And Payday Loans

1800 23rd St, Bakersfield, CA 93301, USA

(661) 479-0438

Advance America Cash Advance

5410 Stockdale Hwy Unit B, Bakersfield, CA 93309, USA

(661) 859-1216

Cash N Advance

1918 19th St, Bakersfield, CA 93301, USA

(661) 283-8833

Advance America

2353 N Chester Ave, Bakersfield, CA 93308, USA

(661) 387-9285

Fast Auto and Payday Loans

2222 N Chester Ave, Bakersfield, CA 93308, USA

(661) 479-0399

Bakersfield Bail Bond Police Release Department

10000 Stockdale Hwy Ste 370, Bakersfield, CA 93311, USA

(661) 728-1012

Check N' Go

2665 Calloway Drive Suite 214, Bakersfield, CA 93312, USA

(661) 589-1113

Advance America Cash Advance

6300 White Ln Ste G, Bakersfield, CA 93309, USA

(661) 835-3560

Advance America Cash Advance

6077 Coffee Rd Ste 1, Bakersfield, CA 93308, USA

(661) 829-1387

ACE Cash Express

6300 White Ln, Bakersfield, CA 93309, USA

(661) 832-6782

Quik Cash

309 N Chester Ave, Bakersfield, CA 93308, USA

(661) 399-7425

Cash N Dash

4117 Ming Ave, Bakersfield, CA 93309, USA

(661) 834-6831

ACE Cash Express

2707 S H St Ste A, Bakersfield, CA 93304, USA

(661) 837-9932

Cash Kings

3424 Stine Rd, Bakersfield, CA 93309, USA

(866) 866-3901

Fast Auto & Payday Loans

1800 23rd St Unit A, Bakersfield, CA 93301-3946, USA

(661) 328-1192

Wachovia

5300 Lennox Ave Ste 100, Bakersfield, CA 93309-1662, USA

(661) 343-3556

Montana Capital Car Title Loans

308 H St, Bakersfield, CA 93304-2914, USA

(661) 220-7090

Kern Loan Modification

1518 Mill Rock Way Ste 101, Bakersfield, CA 93311-1351, USA

Valley Small Business Dev

1706 Chester Ave # 200-27, Bakersfield, CA 93301-5242, USA

J R Enterprises

10103 Roehampton Ave, Bakersfield, CA 93312-5350, USA

Cash King Loans

3424 Stine Rd, Bakersfield, CA 93309-6341, USA

(661) 374-0284

Direct Source Lending

5558 California Ave # 100, Bakersfield, CA 93309-0710, USA

(661) 334-1553

Asap Loan Docs Inc-Mobile

2114 20th St., Bakersfield, CA 93301-3711, USA

Western Sky Loans

1137 Chester Ave, Bakersfield, CA 93301, USA

One Simple Online Form

To save you the hassle of going to the bank or storefront lender, only to wait in line to fill out stacks of physical paperwork, we do all the hard work for you with one simple online web form.

Provide us with your basic details and we'll pass it through a network of over 100 lenders that can provide between $100 and $35,000 depending on your request,  their assessment of your application, and California lending laws.

  1. Select an amount to borrow between $100 and $35,000 using the sliders.
  2. Fill out our quick web form from any device with a browser.
  3. Know in minutes whether you have been connected with a lender on screen.
  4. Complete the application directly on the lender's page online, attaching digital documents if required.
  5. If approved, you could see the cash in your account in as fast as one working day - ideal if you are in a time-sensitive financial emergency.

Loans For People With Bad Credit in Bakersfield, CA

Submit your information

Fill out our simple online form with your details, click "Get Started" and with for a couple of minutes.

Sign Your Loan Contract

If connected to a direct lender, read your loan contract carefully and e-sign it if everything is in order.

Get Your Cash

If approved, money will be directly deposited into your bank account as soon as the next business day.

By clicking “Get Started”, you agree to Privacy Policy & Terms & Conditions.
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Are Online Bad Credit Loans Safe?

All lending within Bakersfield, CA is regulated at the state level, which helps protect borrowers from exorbitant interest rates and predatory lending practices.

While we are not a lender ourselves, you will know the interest rate offered immediately if you are connected with a lender and they make you an offer. By law, they must provide a full copy of the terms and conditions of any personal loan before you sign the online agreement and you are free to walk away at any time.

That doesn't mean there aren't sites out there that prey on those with bad credit, making false promises and misleading statements. Watch out for claims of no credit check being carried out or guaranteed or instant approval. No legal lender can make such promises.

The Good News: While the Bakersfield, CA lenders in our network will usually carry out some form of credit check, you will not be rejected right away if you have bad credit and those with a poor credit history are routinely and quickly approved for reasonable loans that suit their current financial situation.

Our lenders take in to account a number of factors, including your current employment status, income level, and other personal details.

With us, you can apply for the following loans in Bakersfield, CA:

$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans

*The exact amount depends on California lending laws, the information you submit, and other factors

Who Qualifies For Bad Credit Loans in Bakersfield, California?

To be eligible all you have to be is:

  • 18 years or older
  • In possession of a bank account in your name
  • Employed or otherwise earning a verifiable income of at least $1,000 per month.
  • A legal resident of Bakersfield, CA.

Who Should Use Bad Credit Loans?

If you are searching for bad credit loans, chances are you do not have access to other forms of credit like credit cards and have been turned away by the banks or large lenders. If that's the case, then bad credit loans are one of the best solutions for borrowing money in Bakersfield, CA.

Getting a personal loan online is also a great way for anyone to get cash fast who doesn't want to go through the rigorous process of paperwork and approval enforced by most larger banks and lenders.

Compare loan rates from the best direct lenders in Bakersfield, CA near you:

How Can I Get a Bad Credit Loan in Bakersfield, CA?

To get started with a bad credit personal loan between $100 and $35,000, gather your financial statements (PDFs from online banking make this even easier), calculate how much you can afford to repay each month (without forgetting interest) and then use our form to pass your details among our extensive network.

This saves you the hassle of applying one-by-one and risking multiple searches on your credit report if one lender rejects your application.

The best time to apply online in Bakersfield, CA is during the working week as you'll know onscreen if you have been connected and then approved by a lender, and they will typically deposit the funds into your designated bank account the next working day.

Note: This is also where they will automatically take repayments so make sure you have the funds there to cover the repayment schedule.

Did you know? Applying online for a small bad credit loan and successfully repaying it will quickly begin rebuilding your credit score and open-up new loan products with better terms.

Having bad credit can make you feel hopeless like you'll never be able to get credit ever again. However, that's simply not true. Many borrowers have made use of our loan connection tool and matched with a reputable lender who's issued them a loan.

Bakersfield, CA Information

Population: 383,601

Median age: 31.6

Median household income: $60,002

Bakersfield, CA

Median property value: $257,200

Homeownership rate: 59.2

Average car ownership: 2

Bakersfield, CA Bad Credit Loans Services on the Map:

Our Service is Available for the Following Zip Codes in Bakersfield, California:

93301, 93304, 93305, 93306, 93307, 93308, 93309, 93311, 93312, 93313, 93314, 93303, 93389, 93383, 93381, 93387, 93384, 93382, 93390, 93388, 93385, 93380, 93386, 93302

With us, you can apply for the following loans in Bakersfield, CA:

$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans

*The exact amount depends on California lending laws, the information you submit, and other factors

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