Bad Credit Loans Irvine, CA (Fast Approval)

Get a Bad Credit Loan in Irvine, California

If you're on this page then you've probably been searching for Bad Credit Loans in Irvine, CA.

The good news is we have all you need to apply online with poor credit and stand a good chance of approval by a direct lender.

Despite popular belief, being rejected doesn't mean you're ineligible to borrow money. It just means you have fewer options.

We recognize that it can be very hard to find a loan from a bank or traditional lender in Irvine if you've struggled with debts in the past. But with our simple online form, you could be connected with lenders in the area in a matter of minutes.

By clicking “Get Started”, you agree to Privacy Policy & Terms & Conditions.
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What Exactly Are "Bad Credit Loans"?

It should be noted that there's no such thing as a "bad credit loan". However, there are personal loans available online in Irvine, CA that can be issued to people with a bad credit history.

Depending on your individual circumstances this might come in the form of a small payday loan to help tide you over until you next get paid or a longer-term installment loan in which you repay in equal installments, spreading the cost of a larger sum.

In our experience, while you can get personal loans from the banks or storefront lenders in Irvine, online lenders provide much more favorable terms and it's much easier to apply. As long as they are licensed to lend in the state of California, you'll have nothing to worry about and our network only accepts fully licensed and accredited lenders.

So, whether you need to fix your car or make home repairs, pay for emergency travel, or make an upfront purchase but have spent your monthly budget, we can help you connect with a lender today!

With us, you can apply for the following loans in Irvine, CA:

$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans

*The exact amount depends on California lending laws, the information you submit, and other factors

List of Irvine, CA Bad Credit Loan Lenders:


15271 Barranca Pkwy, Irvine, CA 92618, USA

(877) 714-7514


9150 Irvine Center Dr, Irvine, CA 92618, USA

(800) 478-6230

ECI Business Solutions

7545 Irvine Center Dr Ste 200, Irvine, CA 92618, USA

(888) 328-9732

Advance Payday Inc

2222 Michelson Dr #224, Irvine, CA 92612, USA

(949) 477-9600

United Auto Credit Corp.

18191 Von Karman Ave Suite 300, Irvine, CA 92612-7102, USA

(949) 224-1917

RMA Legal Network

5405 Alton Pkwy #402, Irvine, CA 92604-3717, USA

DLD Consulting

19800 Macarthur Blvd Ste 300, Irvine, CA 92612-2479, USA

NPV Report

17 Goodyear Ste 125, Irvine, CA 92618-1800, USA

(800) 838-4267

M & E Financial Group

7700 Irvine Center Dr #800, Irvine, CA 92618-3047, USA

(800) 860-5624

Finance America, LLC

16802 Aston, Irvine, CA 92606-4832, USA

(949) 440-1000

Qwik Cash Loans

9144 Irvine Center Dr, Irvine, CA 92618, USA

(213) 784-4452

N F S Loans, Inc.

18301 Von Karman Ave Ste 920, Irvine, CA 92612-0190, USA

(949) 470-0900

Modify Loans, Inc.

25 Mauchly Suite 314, Irvine, CA 92618, USA

Elite Servicing

8 Corporate Park, Suite 300, Irvine, CA 92606, USA

WFS Financial

23 Pasteur, Irvine, CA 92618-3816, USA

(877) 250-2265

Western Pacific Lending Inc

2405 Mccabe Way #212, Irvine, CA 92614, USA

(888) 484-4440

United Processing Center

14252 Culver Dr # 500, Irvine, CA 92604-0317, USA

Simply Logic's Inc

2967 Michelson Dr #g444, Irvine, CA 92612, USA

Legal Assistance Group

14252 Culver Dr, Irvine, CA 92604-0317, USA

Altor Law Group APC

19800 Macarthur Blvd #300, Irvine, CA 92612, USA

365 Home Lending Inc

18818 Teller Ave # 145, Irvine, CA 92612-1678, USA

(949) 683-0310

Willowdale Commerce Group

400 Spectrum Ctr Dr #1100, Irvine, CA 92618, USA

(866) 585-3922

South Pacific Financial Corp

2 Ada Dr #150, Irvine, CA 92618, USA

(800) 455-6973

Local Loss Mitigation Services

3972 Barranca Pkwy Ste J215, Irvine, CA 92606-1204, USA

Loantopia LLC

15271 Barranca Pkwy, Irvine, CA 92618, USA

(877) 714-7514

Saving the American Dream Inc

16842 Von Karman Ave #475, Irvine, CA 92606, USA

Nationwide Funding Services

2050 Main St, Irvine, CA 92614, USA

(402) 705-0736

National Consumer Group

15333 Culver Dr #340 #204, Irvine, CA 92604, USA

Fresh Start Financial Group

15770 Laguna Canyon Rd Ste 250a, Irvine, CA 92618-3160, USA

(800) 427-3559


16735 Von Karman Ave #225, Irvine, CA 92606, USA

(877) 471-3601

Roman Bankers Group

17892 Von Karman Ave # 1201, Irvine, CA 92614, USA

Northington Financial Group

18662 Macarthur Blvd Ste 200, Irvine, CA 92612-1285, USA

(949) 559-1225


300 Spectrum Center Dr Ste 400, Irvine, CA 92618-4989, USA

(888) 862-4826

National Asset Protection Corporation

38 Discovery Suite 100, Irvine, CA 92618, USA

Loanz Inc

100 Pacifica #203, Irvine, CA 92618, USA

(844) 465-6269

HomeBridge Wholesale

5 Park Plaza 10th Fl, Irvine, CA 92614, USA

(855) 422-7434

Home123 Corporation

3351 Michelson Dr Ste 4, Irvine, CA 92612-0696, USA

(209) 956-7080

One Simple Online Form

To save you the hassle of going to the bank or storefront lender, only to wait in line to fill out stacks of physical paperwork, we do all the hard work for you with one simple online web form.

Provide us with your basic details and we'll pass it through a network of over 100 lenders that can provide between $100 and $35,000 depending on your request,  their assessment of your application, and California lending laws.

  1. Select an amount to borrow between $100 and $35,000 using the sliders.
  2. Fill out our quick web form from any device with a browser.
  3. Know in minutes whether you have been connected with a lender on screen.
  4. Complete the application directly on the lender's page online, attaching digital documents if required.
  5. If approved, you could see the cash in your account in as fast as one working day - ideal if you are in a time-sensitive financial emergency.

Loans For People With Bad Credit in Irvine, CA

Submit your information

Fill out our simple online form with your details, click "Get Started" and with for a couple of minutes.

Sign Your Loan Contract

If connected to a direct lender, read your loan contract carefully and e-sign it if everything is in order.

Get Your Cash

If approved, money will be directly deposited into your bank account as soon as the next business day.

By clicking “Get Started”, you agree to Privacy Policy & Terms & Conditions.
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Are Online Bad Credit Loans Safe?

All lending within Irvine, CA is regulated at the state level, which helps protect borrowers from exorbitant interest rates and predatory lending practices.

While we are not a lender ourselves, you will know the interest rate offered immediately if you are connected with a lender and they make you an offer. By law, they must provide a full copy of the terms and conditions of any personal loan before you sign the online agreement and you are free to walk away at any time.

That doesn't mean there aren't sites out there that prey on those with bad credit, making false promises and misleading statements. Watch out for claims of no credit check being carried out or guaranteed or instant approval. No legal lender can make such promises.

The Good News: While the Irvine, CA lenders in our network will usually carry out some form of credit check, you will not be rejected right away if you have bad credit and those with a poor credit history are routinely and quickly approved for reasonable loans that suit their current financial situation.

Our lenders take in to account a number of factors, including your current employment status, income level, and other personal details.

With us, you can apply for the following loans in Irvine, CA:

$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans

*The exact amount depends on California lending laws, the information you submit, and other factors

Who Qualifies For Bad Credit Loans in Irvine, California?

To be eligible all you have to be is:

  • 18 years or older
  • In possession of a bank account in your name
  • Employed or otherwise earning a verifiable income of at least $1,000 per month.
  • A legal resident of Irvine, CA.

Who Should Use Bad Credit Loans?

If you are searching for bad credit loans, chances are you do not have access to other forms of credit like credit cards and have been turned away by the banks or large lenders. If that's the case, then bad credit loans are one of the best solutions for borrowing money in Irvine, CA.

Getting a personal loan online is also a great way for anyone to get cash fast who doesn't want to go through the rigorous process of paperwork and approval enforced by most larger banks and lenders.

Compare loan rates from the best direct lenders in Irvine, CA near you:

How Can I Get a Bad Credit Loan in Irvine, CA?

To get started with a bad credit personal loan between $100 and $35,000, gather your financial statements (PDFs from online banking make this even easier), calculate how much you can afford to repay each month (without forgetting interest) and then use our form to pass your details among our extensive network.

This saves you the hassle of applying one-by-one and risking multiple searches on your credit report if one lender rejects your application.

The best time to apply online in Irvine, CA is during the working week as you'll know onscreen if you have been connected and then approved by a lender, and they will typically deposit the funds into your designated bank account the next working day.

Note: This is also where they will automatically take repayments so make sure you have the funds there to cover the repayment schedule.

Did you know? Applying online for a small bad credit loan and successfully repaying it will quickly begin rebuilding your credit score and open-up new loan products with better terms.

Having bad credit can make you feel hopeless like you'll never be able to get credit ever again. However, that's simply not true. Many borrowers have made use of our loan connection tool and matched with a reputable lender who's issued them a loan.

Irvine, CA Information

Population: 256,877

Median age: 34.4

Median household income: $95,573

Irvine, CA

Median property value: $753,400

Homeownership rate: 48.2

Average car ownership: 2

Irvine, CA Bad Credit Loans Services on the Map:

Our Service is Available for the Following Zip Codes in Irvine, California:

92602, 92603, 92604, 92606, 92612, 92614, 92617, 92618, 92620, 92709, 92616, 92710, 92623, 92697, 92619

With us, you can apply for the following loans in Irvine, CA:

$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans

*The exact amount depends on California lending laws, the information you submit, and other factors

Dedicated to help you find payday, installment and personal loans online even if you have bad credit.




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