Bad Credit Loans Sacramento, CA (Fast Approval)

Get a Bad Credit Loan in Sacramento, California

If you're on this page then you've probably been searching for Bad Credit Loans in Sacramento, CA.

The good news is we have all you need to apply online with poor credit and stand a good chance of approval by a direct lender.

Despite popular belief, being rejected doesn't mean you're ineligible to borrow money. It just means you have fewer options.

We recognize that it can be very hard to find a loan from a bank or traditional lender in Sacramento if you've struggled with debts in the past. But with our simple online form, you could be connected with lenders in the area in a matter of minutes.

By clicking “Get Started”, you agree to Privacy Policy & Terms & Conditions.
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What Exactly Are "Bad Credit Loans"?

It should be noted that there's no such thing as a "bad credit loan". However, there are personal loans available online in Sacramento, CA that can be issued to people with a bad credit history.

Depending on your individual circumstances this might come in the form of a small payday loan to help tide you over until you next get paid or a longer-term installment loan in which you repay in equal installments, spreading the cost of a larger sum.

In our experience, while you can get personal loans from the banks or storefront lenders in Sacramento, online lenders provide much more favorable terms and it's much easier to apply. As long as they are licensed to lend in the state of California, you'll have nothing to worry about and our network only accepts fully licensed and accredited lenders.

So, whether you need to fix your car or make home repairs, pay for emergency travel, or make an upfront purchase but have spent your monthly budget, we can help you connect with a lender today!

With us, you can apply for the following loans in Sacramento, CA:

$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans

*The exact amount depends on California lending laws, the information you submit, and other factors

List of Sacramento, CA Bad Credit Loan Lenders:

RPM Lenders

8343 Folsom Blvd, Sacramento, CA 95826, USA

(916) 318-9282

Money Mart

4709 Florin Rd Ste 1a, Sacramento, CA 95823, USA

(916) 393-2274

California Check Cashing Stores

6154 Florin Rd, Sacramento, CA 95823, USA

(916) 422-2435

Allied Cash Advance

2400 Florin Rd, Sacramento, CA 95822, USA

(916) 424-2635

Check N' Go

7850 Stockton Boulevard Suite 180, Sacramento, CA 95823, USA

(916) 681-2211

USA Cash Services

1350 Fulton Ave, Sacramento, CA 95825, USA

(916) 971-3500

Check Into Cash

3633 Bradshaw Rd, Sacramento, CA 95827, USA

(916) 369-8737

Cash 1

4550 Mack Rd, Sacramento, CA 95823, USA

(916) 429-1971

California Check Cashing Stores

2815 Florin Rd, Sacramento, CA 95822, USA

(916) 392-2435

California Check Cashing Stores

2126 El Camino Ave, Sacramento, CA 95821, USA

(916) 641-2274

California Check Cashing

Northgate & W El Camino, Sacramento, CA 95814, USA

(916) 288-4044

ACE Cash Express

5427 Auburn Blvd, Sacramento, CA 95841, USA

(916) 349-2355

ACE Cash Express

5427 Auburn Blvd, Sacramento, CA 95841, USA

(916) 349-2355

California Check Cashing

205 Folsom Bl & La Riviera Dr, Sacramento, CA 95814, USA

(916) 368-9600

Advance America Cash Advance

7828 Gerber Rd, Sacramento, CA 95828, USA

(916) 681-2200

ACE Cash Express

7651 Daly Ave, Sacramento, CA 95842, USA

(916) 723-3248

Advance America

2544 Arden Way Ste B, Sacramento, CA 95825, USA

(916) 488-4783

Money Mart

6510 Florin Rd, Sacramento, CA 95828, USA

(916) 391-4900

ACE Cash Express

8391 Folsom Blvd Ste 2, Sacramento, CA 95826, USA

(916) 318-6705

Check N' Go

4241 Florin Road Suite 20, Sacramento, CA 95823, USA

(916) 424-4180

Advance America Cash Advance

9167 Kiefer Blvd Ste B, Sacramento, CA 95826, USA

(916) 362-9441

ACE Cash Express

3465 Watt Ave, Sacramento, CA 95821, USA

(916) 483-2571

Check Into Cash

5442 Auburn Blvd, Sacramento, CA 95841, USA

(916) 349-1990

California Check Cashing Stores

2399 Fruitridge Rd, Sacramento, CA 95822, USA

(916) 454-6185

Check Into Cash

2527 Alta Arden Expy, Sacramento, CA 95825, USA

(916) 481-8675

California Check Cashing Stores

1290 Fulton Ave, Sacramento, CA 95825, USA

(916) 973-1570

Check Into Cash

5200 Stockton Blvd, Sacramento, CA 95820, USA

(916) 739-6883

California Check Cashing Stores

3920 Fruitridge Rd, Sacramento, CA 95820, USA

(916) 424-7296

California Check Cashing Stores

Fruitridge Mlk, Sacramento, CA 95814, USA

(916) 424-7296

Advance America Cash Advance

5318 Stockton Blvd, Sacramento, CA 95820, USA

(916) 455-0309

Check N' Go

3557 Bradshaw Road Suite 2c, Sacramento, CA 95827, USA

(916) 363-0623

Check N' Go

2550 Alta Arden Expressway, Sacramento, CA 95825, USA

(916) 487-3836

Advance America Cash Advance

4573 Mack Rd Raley's Shopping Center, Sacramento, CA 95823, USA

(916) 395-6375

Money Mart

5400 Stockton Blvd, Sacramento, CA 95820, USA

(916) 455-2274

Fast Auto And Payday Loans

2830 Arden Way, Sacramento, CA 95825, USA

(916) 993-5758

OneMain Financial

3336 Bradshaw Rd, Sacramento, CA 95827, USA

(916) 971-8800

ACE Cash Express

4341 Elkhorn Blvd, Sacramento, CA 95842, USA

(916) 246-6558

ACE Cash Express

5227 Elkhorn Blvd, Sacramento, CA 95842, USA

(916) 407-0484

Check 'n Go

5365 Elkhorn Boulevard, Sacramento, CA 95842, USA

(916) 331-5900

Cash 1

5363 Auburn Blvd, Sacramento, CA 95841, USA

(916) 265-2884

Advance America Cash Advance

4215 Norwood Ave, Sacramento, CA 95838, USA

(916) 646-9794

Check Into Cash

1589 W El Camino Ave, Sacramento, CA 95833, USA

(916) 923-2464

ACE Cash Express

4110 Norwood Ave Ste 400, Sacramento, CA 95838, USA

(916) 246-6668

Fast Auto And Payday Loans

3850 Fruitridge Rd, Sacramento, CA 95820, USA

(916) 306-5786

Cash 1

1600 W El Camino Ave, Sacramento, CA 95833, USA

(916) 643-2274

Money Mart

4603 Broadway, Sacramento, CA 95820, USA

(916) 452-6669

Money Mart

2422 Del Paso Blvd, Sacramento, CA 95815, USA

(916) 923-2274

California Budget Finance

2900 Northgate Blvd Ste A, Sacramento, CA 95833, USA

(916) 643-4817

California Check Cashing Stores

2433 Northgate Blvd, Sacramento, CA 95833, USA

(916) 646-6776

Money Mart

1511 Del Paso Blvd, Sacramento, CA 95815, USA

(916) 921-2274

One Simple Online Form

To save you the hassle of going to the bank or storefront lender, only to wait in line to fill out stacks of physical paperwork, we do all the hard work for you with one simple online web form.

Provide us with your basic details and we'll pass it through a network of over 100 lenders that can provide between $100 and $35,000 depending on your request,  their assessment of your application, and California lending laws.

  1. Select an amount to borrow between $100 and $35,000 using the sliders.
  2. Fill out our quick web form from any device with a browser.
  3. Know in minutes whether you have been connected with a lender on screen.
  4. Complete the application directly on the lender's page online, attaching digital documents if required.
  5. If approved, you could see the cash in your account in as fast as one working day - ideal if you are in a time-sensitive financial emergency.

Loans For People With Bad Credit in Sacramento, CA

Submit your information

Fill out our simple online form with your details, click "Get Started" and with for a couple of minutes.

Sign Your Loan Contract

If connected to a direct lender, read your loan contract carefully and e-sign it if everything is in order.

Get Your Cash

If approved, money will be directly deposited into your bank account as soon as the next business day.

By clicking “Get Started”, you agree to Privacy Policy & Terms & Conditions.
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Are Online Bad Credit Loans Safe?

All lending within Sacramento, CA is regulated at the state level, which helps protect borrowers from exorbitant interest rates and predatory lending practices.

While we are not a lender ourselves, you will know the interest rate offered immediately if you are connected with a lender and they make you an offer. By law, they must provide a full copy of the terms and conditions of any personal loan before you sign the online agreement and you are free to walk away at any time.

That doesn't mean there aren't sites out there that prey on those with bad credit, making false promises and misleading statements. Watch out for claims of no credit check being carried out or guaranteed or instant approval. No legal lender can make such promises.

The Good News: While the Sacramento, CA lenders in our network will usually carry out some form of credit check, you will not be rejected right away if you have bad credit and those with a poor credit history are routinely and quickly approved for reasonable loans that suit their current financial situation.

Our lenders take in to account a number of factors, including your current employment status, income level, and other personal details.

With us, you can apply for the following loans in Sacramento, CA:

$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans

*The exact amount depends on California lending laws, the information you submit, and other factors

Who Qualifies For Bad Credit Loans in Sacramento, California?

To be eligible all you have to be is:

  • 18 years or older
  • In possession of a bank account in your name
  • Employed or otherwise earning a verifiable income of at least $1,000 per month.
  • A legal resident of Sacramento, CA.

Who Should Use Bad Credit Loans?

If you are searching for bad credit loans, chances are you do not have access to other forms of credit like credit cards and have been turned away by the banks or large lenders. If that's the case, then bad credit loans are one of the best solutions for borrowing money in Sacramento, CA.

Getting a personal loan online is also a great way for anyone to get cash fast who doesn't want to go through the rigorous process of paperwork and approval enforced by most larger banks and lenders.

Compare loan rates from the best direct lenders in Sacramento, CA near you:

How Can I Get a Bad Credit Loan in Sacramento, CA?

To get started with a bad credit personal loan between $100 and $35,000, gather your financial statements (PDFs from online banking make this even easier), calculate how much you can afford to repay each month (without forgetting interest) and then use our form to pass your details among our extensive network.

This saves you the hassle of applying one-by-one and risking multiple searches on your credit report if one lender rejects your application.

The best time to apply online in Sacramento, CA is during the working week as you'll know onscreen if you have been connected and then approved by a lender, and they will typically deposit the funds into your designated bank account the next working day.

Note: This is also where they will automatically take repayments so make sure you have the funds there to cover the repayment schedule.

Did you know? Applying online for a small bad credit loan and successfully repaying it will quickly begin rebuilding your credit score and open-up new loan products with better terms.

Having bad credit can make you feel hopeless like you'll never be able to get credit ever again. However, that's simply not true. Many borrowers have made use of our loan connection tool and matched with a reputable lender who's issued them a loan.

Sacramento, CA Information

Population: 508,517

Median age: 34.3

Median household income: $65,046

Sacramento, CA

Median property value: $358,300

Homeownership rate: 49.1

Average car ownership: 2

Sacramento, CA Bad Credit Loans Services on the Map:

Our Service is Available for the Following Zip Codes in Sacramento, California:

95811, 95814, 95815, 95816, 95817, 95818, 95819, 95820, 95821, 95822, 95823, 95824, 95825, 95826, 95827, 95828, 95829, 95830, 95831, 95832, 95833, 95834, 95835, 95837, 95838, 95841, 95842, 95864, 94295, 94249, 94211, 94230, 94284, 94273, 94232, 95860, 94257, 94291, 94207, 94262, 94258, 94269, 95857, 94256, 94283, 95866, 94277, 94282, 94248, 95867, 94234, 94235, 94240, 94243, 94229, 94239, 94294, 94297, 94204, 95873, 94288, 94298, 94289, 94236, 94206, 95865, 95852, 94209, 95813, 94287, 94245, 94271, 94208, 94244, 94263, 94285, 94203, 94250, 94290, 94237, 95836, 94253, 94259, 94267, 95812, 94296, 95851, 94268, 94274, 94254, 94278, 94247, 94246, 94261, 95894, 94279, 94293, 95887, 94286, 95853, 94280, 94252, 95840, 94299, 94205, 95899

With us, you can apply for the following loans in Sacramento, CA:

$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans

*The exact amount depends on California lending laws, the information you submit, and other factors

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