Bad Credit Loans Sacramento, CA (Fast Approval)
Get a Bad Credit Loan in Sacramento, California
If you're on this page then you've probably been searching for Bad Credit Loans in Sacramento, CA.
The good news is we have all you need to apply online with poor credit and stand a good chance of approval by a direct lender.
Despite popular belief, being rejected doesn't mean you're ineligible to borrow money. It just means you have fewer options.
We recognize that it can be very hard to find a loan from a bank or traditional lender in Sacramento if you've struggled with debts in the past. But with our simple online form, you could be connected with lenders in the area in a matter of minutes.
What Exactly Are "Bad Credit Loans"?
It should be noted that there's no such thing as a "bad credit loan". However, there are personal loans available online in Sacramento, CA that can be issued to people with a bad credit history.
Depending on your individual circumstances this might come in the form of a small payday loan to help tide you over until you next get paid or a longer-term installment loan in which you repay in equal installments, spreading the cost of a larger sum.
In our experience, while you can get personal loans from the banks or storefront lenders in Sacramento, online lenders provide much more favorable terms and it's much easier to apply. As long as they are licensed to lend in the state of California, you'll have nothing to worry about and our network only accepts fully licensed and accredited lenders.
So, whether you need to fix your car or make home repairs, pay for emergency travel, or make an upfront purchase but have spent your monthly budget, we can help you connect with a lender today!
With us, you can apply for the following loans in Sacramento, CA:
$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans
*The exact amount depends on California lending laws, the information you submit, and other factors
List of Sacramento, CA Bad Credit Loan Lenders:
RPM Lenders
8343 Folsom Blvd, Sacramento, CA 95826, USA
(916) 318-9282
Money Mart
4709 Florin Rd Ste 1a, Sacramento, CA 95823, USA
(916) 393-2274
California Check Cashing Stores
6154 Florin Rd, Sacramento, CA 95823, USA
(916) 422-2435
Allied Cash Advance
2400 Florin Rd, Sacramento, CA 95822, USA
(916) 424-2635
Check N' Go
7850 Stockton Boulevard Suite 180, Sacramento, CA 95823, USA
(916) 681-2211
USA Cash Services
1350 Fulton Ave, Sacramento, CA 95825, USA
(916) 971-3500
Check Into Cash
3633 Bradshaw Rd, Sacramento, CA 95827, USA
(916) 369-8737
Cash 1
4550 Mack Rd, Sacramento, CA 95823, USA
(916) 429-1971
California Check Cashing Stores
2815 Florin Rd, Sacramento, CA 95822, USA
(916) 392-2435
California Check Cashing
Northgate & W El Camino, Sacramento, CA 95814, USA
(916) 288-4044
California Check Cashing Stores
2126 El Camino Ave, Sacramento, CA 95821, USA
(916) 641-2274
ACE Cash Express
5427 Auburn Blvd, Sacramento, CA 95841, USA
(916) 349-2355
ACE Cash Express
5427 Auburn Blvd, Sacramento, CA 95841, USA
(916) 349-2355
California Check Cashing
205 Folsom Bl & La Riviera Dr, Sacramento, CA 95814, USA
(916) 368-9600
Advance America Cash Advance
7828 Gerber Rd, Sacramento, CA 95828, USA
(916) 681-2200
Advance America
2544 Arden Way Ste B, Sacramento, CA 95825, USA
(916) 488-4783
ACE Cash Express
7651 Daly Ave, Sacramento, CA 95842, USA
(916) 723-3248
Money Mart
6510 Florin Rd, Sacramento, CA 95828, USA
(916) 391-4900
ACE Cash Express
8391 Folsom Blvd Ste 2, Sacramento, CA 95826, USA
(916) 318-6705
Check N' Go
4241 Florin Road Suite 20, Sacramento, CA 95823, USA
(916) 424-4180
Advance America Cash Advance
9167 Kiefer Blvd Ste B, Sacramento, CA 95826, USA
(916) 362-9441
ACE Cash Express
3465 Watt Ave, Sacramento, CA 95821, USA
(916) 483-2571
Check Into Cash
5442 Auburn Blvd, Sacramento, CA 95841, USA
(916) 349-1990
California Check Cashing Stores
2399 Fruitridge Rd, Sacramento, CA 95822, USA
(916) 454-6185
Check Into Cash
2527 Alta Arden Expy, Sacramento, CA 95825, USA
(916) 481-8675
California Check Cashing Stores
1290 Fulton Ave, Sacramento, CA 95825, USA
(916) 973-1570
Check Into Cash
5200 Stockton Blvd, Sacramento, CA 95820, USA
(916) 739-6883
California Check Cashing Stores
3920 Fruitridge Rd, Sacramento, CA 95820, USA
(916) 424-7296
California Check Cashing Stores
Fruitridge Mlk, Sacramento, CA 95814, USA
(916) 424-7296
Advance America Cash Advance
5318 Stockton Blvd, Sacramento, CA 95820, USA
(916) 455-0309
Check N' Go
3557 Bradshaw Road Suite 2c, Sacramento, CA 95827, USA
(916) 363-0623
Advance America Cash Advance
4573 Mack Rd Raley's Shopping Center, Sacramento, CA 95823, USA
(916) 395-6375
Check N' Go
2550 Alta Arden Expressway, Sacramento, CA 95825, USA
(916) 487-3836
Money Mart
5400 Stockton Blvd, Sacramento, CA 95820, USA
(916) 455-2274
Fast Auto And Payday Loans
2830 Arden Way, Sacramento, CA 95825, USA
(916) 993-5758
OneMain Financial
3336 Bradshaw Rd, Sacramento, CA 95827, USA
(916) 971-8800
ACE Cash Express
5227 Elkhorn Blvd, Sacramento, CA 95842, USA
(916) 407-0484
ACE Cash Express
4341 Elkhorn Blvd, Sacramento, CA 95842, USA
(916) 246-6558
Check 'n Go
5365 Elkhorn Boulevard, Sacramento, CA 95842, USA
(916) 331-5900
Cash 1
5363 Auburn Blvd, Sacramento, CA 95841, USA
(916) 265-2884
Advance America Cash Advance
4215 Norwood Ave, Sacramento, CA 95838, USA
(916) 646-9794
ACE Cash Express
4110 Norwood Ave Ste 400, Sacramento, CA 95838, USA
(916) 246-6668
Check Into Cash
1589 W El Camino Ave, Sacramento, CA 95833, USA
(916) 923-2464
Fast Auto And Payday Loans
3850 Fruitridge Rd, Sacramento, CA 95820, USA
(916) 306-5786
Cash 1
1600 W El Camino Ave, Sacramento, CA 95833, USA
(916) 643-2274
Money Mart
4603 Broadway, Sacramento, CA 95820, USA
(916) 452-6669
Money Mart
2422 Del Paso Blvd, Sacramento, CA 95815, USA
(916) 923-2274
California Budget Finance
2900 Northgate Blvd Ste A, Sacramento, CA 95833, USA
(916) 643-4817
California Check Cashing Stores
2433 Northgate Blvd, Sacramento, CA 95833, USA
(916) 646-6776
Money Mart
1511 Del Paso Blvd, Sacramento, CA 95815, USA
(916) 921-2274
One Simple Online Form
To save you the hassle of going to the bank or storefront lender, only to wait in line to fill out stacks of physical paperwork, we do all the hard work for you with one simple online web form.
Provide us with your basic details and we'll pass it through a network of over 100 lenders that can provide between $100 and $35,000 depending on your request, their assessment of your application, and California lending laws.
- Select an amount to borrow between $100 and $35,000 using the sliders.
- Fill out our quick web form from any device with a browser.
- Know in minutes whether you have been connected with a lender on screen.
- Complete the application directly on the lender's page online, attaching digital documents if required.
- If approved, you could see the cash in your account in as fast as one working day - ideal if you are in a time-sensitive financial emergency.
Loans For People With Bad Credit in Sacramento, CA
Submit your information
Fill out our simple online form with your details, click "Get Started" and with for a couple of minutes.
Sign Your Loan Contract
If connected to a direct lender, read your loan contract carefully and e-sign it if everything is in order.
Get Your Cash
If approved, money will be directly deposited into your bank account as soon as the next business day.
Are Online Bad Credit Loans Safe?
All lending within Sacramento, CA is regulated at the state level, which helps protect borrowers from exorbitant interest rates and predatory lending practices.
While we are not a lender ourselves, you will know the interest rate offered immediately if you are connected with a lender and they make you an offer. By law, they must provide a full copy of the terms and conditions of any personal loan before you sign the online agreement and you are free to walk away at any time.
That doesn't mean there aren't sites out there that prey on those with bad credit, making false promises and misleading statements. Watch out for claims of no credit check being carried out or guaranteed or instant approval. No legal lender can make such promises.
The Good News: While the Sacramento, CA lenders in our network will usually carry out some form of credit check, you will not be rejected right away if you have bad credit and those with a poor credit history are routinely and quickly approved for reasonable loans that suit their current financial situation.
Our lenders take in to account a number of factors, including your current employment status, income level, and other personal details.
With us, you can apply for the following loans in Sacramento, CA:
$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans
*The exact amount depends on California lending laws, the information you submit, and other factors
Who Qualifies For Bad Credit Loans in Sacramento, California?
To be eligible all you have to be is:
- 18 years or older
- In possession of a bank account in your name
- Employed or otherwise earning a verifiable income of at least $1,000 per month.
- A legal resident of Sacramento, CA.
Who Should Use Bad Credit Loans?
If you are searching for bad credit loans, chances are you do not have access to other forms of credit like credit cards and have been turned away by the banks or large lenders. If that's the case, then bad credit loans are one of the best solutions for borrowing money in Sacramento, CA.
Getting a personal loan online is also a great way for anyone to get cash fast who doesn't want to go through the rigorous process of paperwork and approval enforced by most larger banks and lenders.
Compare loan rates from the best direct lenders in Sacramento, CA near you:
How Can I Get a Bad Credit Loan in Sacramento, CA?
To get started with a bad credit personal loan between $100 and $35,000, gather your financial statements (PDFs from online banking make this even easier), calculate how much you can afford to repay each month (without forgetting interest) and then use our form to pass your details among our extensive network.
This saves you the hassle of applying one-by-one and risking multiple searches on your credit report if one lender rejects your application.
The best time to apply online in Sacramento, CA is during the working week as you'll know onscreen if you have been connected and then approved by a lender, and they will typically deposit the funds into your designated bank account the next working day.
Note: This is also where they will automatically take repayments so make sure you have the funds there to cover the repayment schedule.
Did you know? Applying online for a small bad credit loan and successfully repaying it will quickly begin rebuilding your credit score and open-up new loan products with better terms.
Having bad credit can make you feel hopeless like you'll never be able to get credit ever again. However, that's simply not true. Many borrowers have made use of our loan connection tool and matched with a reputable lender who's issued them a loan.
Sacramento, CA Information
Population: 508,517
Median age: 34.3
Median household income: $65,046
Median property value: $358,300
Homeownership rate: 49.1
Average car ownership: 2
Sacramento, CA Bad Credit Loans Services on the Map:
Our Service is Available for the Following Zip Codes in Sacramento, California:
95811, 95814, 95815, 95816, 95817, 95818, 95819, 95820, 95821, 95822, 95823, 95824, 95825, 95826, 95827, 95828, 95829, 95830, 95831, 95832, 95833, 95834, 95835, 95837, 95838, 95841, 95842, 95864, 94295, 94249, 94211, 94230, 94284, 94273, 94232, 95860, 94257, 94291, 94207, 94262, 94258, 94269, 95857, 94256, 94283, 95866, 94277, 94282, 94248, 95867, 94234, 94235, 94240, 94243, 94229, 94239, 94294, 94297, 94204, 95873, 94288, 94298, 94289, 94236, 94206, 95865, 95852, 94209, 95813, 94287, 94245, 94271, 94208, 94244, 94263, 94285, 94203, 94250, 94290, 94237, 95836, 94253, 94259, 94267, 95812, 94296, 95851, 94268, 94274, 94254, 94278, 94247, 94246, 94261, 95894, 94279, 94293, 95887, 94286, 95853, 94280, 94252, 95840, 94299, 94205, 95899
With us, you can apply for the following loans in Sacramento, CA:
$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans
*The exact amount depends on California lending laws, the information you submit, and other factors