Bad Credit Loans San Diego, CA (Fast Approval)

Get a Bad Credit Loan in San Diego, California

If you're on this page then you've probably been searching for Bad Credit Loans in San Diego, CA.

The good news is we have all you need to apply online with poor credit and stand a good chance of approval by a direct lender.

Despite popular belief, being rejected doesn't mean you're ineligible to borrow money. It just means you have fewer options.

We recognize that it can be very hard to find a loan from a bank or traditional lender in San Diego if you've struggled with debts in the past. But with our simple online form, you could be connected with lenders in the area in a matter of minutes.

By clicking “Get Started”, you agree to Privacy Policy & Terms & Conditions.
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What Exactly Are "Bad Credit Loans"?

It should be noted that there's no such thing as a "bad credit loan". However, there are personal loans available online in San Diego, CA that can be issued to people with a bad credit history.

Depending on your individual circumstances this might come in the form of a small payday loan to help tide you over until you next get paid or a longer-term installment loan in which you repay in equal installments, spreading the cost of a larger sum.

In our experience, while you can get personal loans from the banks or storefront lenders in San Diego, online lenders provide much more favorable terms and it's much easier to apply. As long as they are licensed to lend in the state of California, you'll have nothing to worry about and our network only accepts fully licensed and accredited lenders.

So, whether you need to fix your car or make home repairs, pay for emergency travel, or make an upfront purchase but have spent your monthly budget, we can help you connect with a lender today!

With us, you can apply for the following loans in San Diego, CA:

$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans

*The exact amount depends on California lending laws, the information you submit, and other factors

List of San Diego, CA Bad Credit Loan Lenders:

Americash Mortgage Loans

1027 8th Ave, San Diego, CA 92101, USA

(800) 483-6565

The Check Cashing Place

1255 Imperial Ave Ste 120, San Diego, CA 92101, USA

(619) 234-2600

ACE Cash Express

3740 Rosecrans St Ste D, San Diego, CA 92110, USA

(619) 291-1465

LoanMart Title Loans at ACE Cash Express

3740 Rosecrans St Ste D, San Diego, CA 92110, USA

(619) 736-0088

USA Checks Cashed

4913 Convoy St, San Diego, CA 92111, USA

(858) 292-1909

First Lajolla Lenders

8889 Caminito Plaza Centro, San Diego, CA 92122, USA

(858) 866-0430

Fast Auto Loans

2830 Garnet Ave Ste 300 & 400, San Diego, CA 92109, USA

(858) 257-2241

ACE Cash Express

2932 University Ave, San Diego, CA 92104, USA

(619) 497-0714

Check n Go

8199 Clairemont Mesa Boulevard Suite L, San Diego, CA 92111, USA

(858) 576-7444

USA Checks Cashed

421 Broadway, San Diego, CA 92101, USA

(619) 702-8110

USA Checks Cashed

3001 El Cajon Blvd Ste 100, San Diego, CA 92104, USA

(619) 281-8840

Advance America Cash Advance

3145 El Cajon Blvd, San Diego, CA 92104, USA

(619) 640-1799

Payday Loans San Diego

782 8th Ave, San Diego, CA 92101, USA

(619) 330-5809

USA Checks Cashed and Payday Loans

3001 El Cajon Blvd Ste 100, San Diego, CA 92104, USA

(619) 281-8840

Moneytree

3445 Midway Dr, San Diego, CA 92110, USA

(619) 223-6669

Payday Money Centers

4090 El Cajon Blvd Ste B, San Diego, CA 92105, USA

(619) 563-6543

Checkmate

405 Washington St, San Diego, CA 92103, USA

(619) 542-0500

Check N' Go

1264 University Ave, San Diego, CA 92103, USA

(619) 682-4000

Check Into Cash

5163 Clairemont Mesa Blvd, San Diego, CA 92117, USA

(858) 569-1297

Payday Sunny

3803 Marquette Pl San Diego Ca 92106, San Diego, CA 92106, USA

(608) 405-8087

Check Into Cash

1965 El Cajon Blvd, San Diego, CA 92104, USA

(619) 543-9781

Moneytree

2702 El Cajon Blvd, San Diego, CA 92104, USA

(619) 563-6669

Personify Financial

11956 Bernardo Plaza Dr Ste 114, San Diego, CA 92128, USA

(888) 578-9546

ACE Cash Express

6686 El Cajon Blvd Ste F, San Diego, CA 92115, USA

(619) 465-1856

Speedy Cash

6686 El Cajon Blvd, San Diego, CA 92115, USA

(619) 433-6542

USA Checks Cashed

5404 El Cajon Blvd, San Diego, CA 92115, USA

(619) 287-2414

Fast Pay

3050 University Ave, San Diego, CA 92104, USA

(619) 683-3902

Fast Auto and Payday Loans

1525 Palm Ave, San Diego, CA 92154, USA

(619) 494-1802

Advance America Cash Advance

1515 Palm Ave, San Diego, CA 92154, USA

(619) 423-5260

Moneytree

3331 Palm Ave Ste B, San Diego, CA 92154, USA

(619) 423-6669

Check 'n Go

675 Saturn Boulevard Suite E, San Diego, CA 92154, USA

(619) 424-3600

The Check Cashing Place

3553 National Ave., San Diego, CA 92113, USA

(619) 232-4406

Checks Cashed 4 Less

3495 University Ave, San Diego, CA 92104, USA

(619) 477-0712

The Check Cashing Place

220 Euclid Ave, San Diego, CA 92114, USA

(619) 263-1982

ACE Cash Express

4679 University Ave, San Diego, CA 92105, USA

(619) 284-2082

ACE Cash Express

6435 University Ave, San Diego, CA 92115, USA

(619) 582-4682

Check N' Go

9460c Mira Mesa Blvd, San Diego, CA 92126, USA

(858) 693-3100

The Check Cashing Place

10606 Camino Ruiz #5, San Diego, CA 92126, USA

(858) 271-8866

The Loan Guy

10509 Vista Sorrento Pkwy Ste 200, San Diego, CA 92121, USA

(858) 433-6607

Payday Money Centers

910 Grand Ave, San Diego, CA 92109, USA

(858) 274-5709

Checkmate Check Cashing & Payday Loans

9211 Clairemont Mesa Blvd, San Diego, CA 92123, USA

(858) 277-1000

Advance Check Express

9473 Black Mountain Rd, San Diego, CA 92126, USA

(858) 527-1516

Advance America Cash Advance

4120 Clairemont Mesa Blvd Unit 101c, San Diego, CA 92117, USA

(858) 490-0292

ACE Cash Express

4874 Genesse Ave, San Diego, CA 92117, USA

(858) 273-5709

Quick Cash Funding

7710 Balboa Ave Ste 303, San Diego, CA 92111, USA

(858) 715-1555

Moneytree

3010 Clairemont Dr Ste A, San Diego, CA 92117, USA

(619) 275-6669

The Check Cashing Place

6143 Balboa Ave., San Diego, CA 92111, USA

(858) 277-0927

Cash Plus

3007 Clairemont Dr, San Diego, CA 92117, USA

(619) 275-7587

The Check Cashing Place

4121 University Ave., San Diego, CA 92105, USA

(619) 282-6893

USA Check Cashing

5404 El Cajon Blvd, San Diego, CA 92115, USA

(619) 287-2414

One Simple Online Form

To save you the hassle of going to the bank or storefront lender, only to wait in line to fill out stacks of physical paperwork, we do all the hard work for you with one simple online web form.

Provide us with your basic details and we'll pass it through a network of over 100 lenders that can provide between $100 and $35,000 depending on your request,  their assessment of your application, and California lending laws.

  1. Select an amount to borrow between $100 and $35,000 using the sliders.
  2. Fill out our quick web form from any device with a browser.
  3. Know in minutes whether you have been connected with a lender on screen.
  4. Complete the application directly on the lender's page online, attaching digital documents if required.
  5. If approved, you could see the cash in your account in as fast as one working day - ideal if you are in a time-sensitive financial emergency.

Loans For People With Bad Credit in San Diego, CA

Submit your information

Fill out our simple online form with your details, click "Get Started" and with for a couple of minutes.

Sign Your Loan Contract

If connected to a direct lender, read your loan contract carefully and e-sign it if everything is in order.

Get Your Cash

If approved, money will be directly deposited into your bank account as soon as the next business day.

By clicking “Get Started”, you agree to Privacy Policy & Terms & Conditions.
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Are Online Bad Credit Loans Safe?

All lending within San Diego, CA is regulated at the state level, which helps protect borrowers from exorbitant interest rates and predatory lending practices.

While we are not a lender ourselves, you will know the interest rate offered immediately if you are connected with a lender and they make you an offer. By law, they must provide a full copy of the terms and conditions of any personal loan before you sign the online agreement and you are free to walk away at any time.

That doesn't mean there aren't sites out there that prey on those with bad credit, making false promises and misleading statements. Watch out for claims of no credit check being carried out or guaranteed or instant approval. No legal lender can make such promises.

The Good News: While the San Diego, CA lenders in our network will usually carry out some form of credit check, you will not be rejected right away if you have bad credit and those with a poor credit history are routinely and quickly approved for reasonable loans that suit their current financial situation.

Our lenders take in to account a number of factors, including your current employment status, income level, and other personal details.

With us, you can apply for the following loans in San Diego, CA:

$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans

*The exact amount depends on California lending laws, the information you submit, and other factors

Who Qualifies For Bad Credit Loans in San Diego, California?

To be eligible all you have to be is:

  • 18 years or older
  • In possession of a bank account in your name
  • Employed or otherwise earning a verifiable income of at least $1,000 per month.
  • A legal resident of San Diego, CA.

Who Should Use Bad Credit Loans?

If you are searching for bad credit loans, chances are you do not have access to other forms of credit like credit cards and have been turned away by the banks or large lenders. If that's the case, then bad credit loans are one of the best solutions for borrowing money in San Diego, CA.

Getting a personal loan online is also a great way for anyone to get cash fast who doesn't want to go through the rigorous process of paperwork and approval enforced by most larger banks and lenders.

Compare loan rates from the best direct lenders in San Diego, CA near you:

How Can I Get a Bad Credit Loan in San Diego, CA?

To get started with a bad credit personal loan between $100 and $35,000, gather your financial statements (PDFs from online banking make this even easier), calculate how much you can afford to repay each month (without forgetting interest) and then use our form to pass your details among our extensive network.

This saves you the hassle of applying one-by-one and risking multiple searches on your credit report if one lender rejects your application.

The best time to apply online in San Diego, CA is during the working week as you'll know onscreen if you have been connected and then approved by a lender, and they will typically deposit the funds into your designated bank account the next working day.

Note: This is also where they will automatically take repayments so make sure you have the funds there to cover the repayment schedule.

Did you know? Applying online for a small bad credit loan and successfully repaying it will quickly begin rebuilding your credit score and open-up new loan products with better terms.

Having bad credit can make you feel hopeless like you'll never be able to get credit ever again. However, that's simply not true. Many borrowers have made use of our loan connection tool and matched with a reputable lender who's issued them a loan.

San Diego, CA Information

Population: 1430000

Median age: 35.4

Median household income: $79,646

San Diego, CA

Median property value: $654,700

Homeownership rate: 46.8

Average car ownership: 2

San Diego, CA Bad Credit Loans Services on the Map:

Our Service is Available for the Following Zip Codes in San Diego, California:

92101, 92102, 92103, 92104, 92105, 92106, 92107, 92108, 92109, 92110, 92111, 92113, 92114, 92115, 92116, 92117, 92119, 92120, 92121, 92122, 92123, 92124, 92126, 92127, 92128, 92129, 92130, 92131, 92132, 92134, 92135, 92139, 92140, 92145, 92147, 92154, 92155, 92158, 92192, 92170, 92169, 92160, 92184, 92187, 92198, 92152, 92194, 92175, 92197, 92136, 92177, 92165, 92176, 92150, 92164, 92191, 92190, 92149, 92168, 92179, 92182, 92137, 92199, 92195, 92112, 92138, 92162, 92167, 92163, 92172, 92161, 92196, 92133, 92166, 92153, 92171, 92186, 92142, 92159, 92174, 92193

With us, you can apply for the following loans in San Diego, CA:

$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans

*The exact amount depends on California lending laws, the information you submit, and other factors

Loan Calculator*

1000
Select the amount for the loan you want in order to get the principal, which is the basis that we use to calculate the interest and the total cost of the loan.
36
To calculate the total cost of your loan, we take the minimal average APR legal in all States, which is 36%. This figure is only a representative, providing you with general information on how much the loan may cost.
3
Monthly payment$

*The information provided by this calculator is intended for illustrative purposes only. The actual rate you pay can be different. The default figures shown are hypothetical and may not be applicable to your individual situation. Rates are subject to change. 

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