Bad Credit Loans San Jose, CA (Fast Approval)

Get a Bad Credit Loan in San Jose, California

If you're on this page then you've probably been searching for Bad Credit Loans in San Jose, CA.

The good news is we have all you need to apply online with poor credit and stand a good chance of approval by a direct lender.

Despite popular belief, being rejected doesn't mean you're ineligible to borrow money. It just means you have fewer options.

We recognize that it can be very hard to find a loan from a bank or traditional lender in San Jose if you've struggled with debts in the past. But with our simple online form, you could be connected with lenders in the area in a matter of minutes.

By clicking “Get Started”, you agree to Privacy Policy & Terms & Conditions.
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What Exactly Are "Bad Credit Loans"?

It should be noted that there's no such thing as a "bad credit loan". However, there are personal loans available online in San Jose, CA that can be issued to people with a bad credit history.

Depending on your individual circumstances this might come in the form of a small payday loan to help tide you over until you next get paid or a longer-term installment loan in which you repay in equal installments, spreading the cost of a larger sum.

In our experience, while you can get personal loans from the banks or storefront lenders in San Jose, online lenders provide much more favorable terms and it's much easier to apply. As long as they are licensed to lend in the state of California, you'll have nothing to worry about and our network only accepts fully licensed and accredited lenders.

So, whether you need to fix your car or make home repairs, pay for emergency travel, or make an upfront purchase but have spent your monthly budget, we can help you connect with a lender today!

With us, you can apply for the following loans in San Jose, CA:

$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans

*The exact amount depends on California lending laws, the information you submit, and other factors

List of San Jose, CA Bad Credit Loan Lenders:

Resource Business Partners

20252 Viewcrest Ct, San Jose, CA 95120, USA

(408) 997-1504

California Check Cashing Stores

1075 S White Rd, San Jose, CA 95127, USA

(408) 926-2274

Fast Auto Loans

2602 Alum Rock Ave, San Jose, CA 95116, USA

(669) 900-6845

California Check Cashing Stores

1720 W San Carlos St, San Jose, CA 95128, USA

(408) 287-0990

California Budget Finance

611 Blossom Hill Rd, San Jose, CA 95123, USA

(408) 225-5626

Lobel Financial

4300 Stevens Creek Blvd, San Jose, CA 95129, USA

(408) 557-4985

Check 'n Go

740 Story Road Unit 2, San Jose, CA 95122, USA

(408) 275-8200

California Check Cashing Stores

2151 Story Rd, San Jose, CA 95122, USA

(408) 923-1331

Check Into Cash

1040 S White Rd Ste D, San Jose, CA 95127, USA

(408) 926-6109

Cash 1

1101 W San Carlos St, San Jose, CA 95126, USA

(408) 286-5055

California Check Cashing Stores

2417 Alvin Ave, San Jose, CA 95121, USA

(408) 238-4696

Money Market

876 The Alameda, San Jose, CA 95126, USA

(408) 947-0959

ACE Cash Express

456 E Hedding St, San Jose, CA 95112, USA

(408) 947-2072

Keyes Check Cashing

356 Keyes St, San Jose, CA 95112, USA

(408) 295-1324

Tiny Cash Payday Loans San Jose

87 N San Pedro St, San Jose, CA 95110, USA

(888) 539-0502

ACE Cash Express

412 E Santa Clara, San Jose, CA 95113, USA

(408) 998-9010

Advance America Cash Advance

5568 Monterey Hwy, San Jose, CA 95138, USA

(408) 225-0480

Cash Advance

Tully Rd, San Jose, CA 95122, USA

(800) 500-1250

Check 'n Go

2746 Aborn Road Unit H-2, San Jose, CA 95121, USA

(408) 532-7070

California Check Cashing Stores

4156 Monterey Rd, San Jose, CA 95111, USA

(408) 578-1150

California Check Cashing Stores

3826 7 Trees Blvd Ste 100, San Jose, CA 95111, USA

(408) 229-1333

Lucky Money

2135 Tully Rd Ste B, San Jose, CA 95122, USA

(408) 258-5402

California Budget Finance

3111 Alum Rock Ave, San Jose, CA 95127, USA

(408) 937-8100

California Check Cashing Stores

2471 Berryessa Rd, San Jose, CA 95133, USA

(408) 926-5626

Check Into Cash

4750 Almaden Expy, San Jose, CA 95118, USA

(408) 269-7810

Check 'n Go

461 Blossom Hill Road Unit H-2, San Jose, CA 95123, USA

(408) 224-0400

California Check Cashing Stores

1304 S Winchester Blvd, San Jose, CA 95128, USA

(408) 866-7575

B & J Check Cashing

2306 Almaden Rd Ste 160, San Jose, CA 95125, USA

(408) 723-6545

California Check Cashing Stores

14706 Camden Ave, San Jose, CA 95124, USA

(408) 559-0777

Check Into Cash

1317 S Winchester Blvd, San Jose, CA 95128, USA

(408) 379-1164

Advance America Cash Advance

2011 Camden Ave, San Jose, CA 95124, USA

(408) 371-5242

Cashmax

1060 Willow St Ste 3, San Jose, CA 95125, USA

(669) 231-3241

Goodman Lending Network

84 W Santa Clara St Ste 460, San Jose, CA 95113-1820, USA

(800) 906-1440

Top One Investment Inc.

1735 Technology Dr #770, San Jose, CA 95110, USA

(408) 454-1400

Capital Financial Services

6580 Via Del Oro, San Jose, CA 95119-1201, USA

(888) 429-1599

American Family Funding

1190 S Bascom Ave Ste 215, San Jose, CA 95128-3512, USA

Direct Lending Services

1903 Concourse Dr, San Jose, CA 95131-1708, USA

(888) 364-5559

Klienman and Rice Lending Firm

1730 N 1st St Fl 6, San Jose, CA 95112-4508, USA

(800) 691-3938

No Bull Auto Loan

2542 Monterey Hwy, San Jose, CA 95111, USA

(510) 926-9605

Certified Monetary Trust

257 W Tasman Drive Suite 313, San Jose, CA 95134, USA

(404) 868-3608

Abelman Lending

86 W Santa Clara St # 720, San Jose, CA 95113, USA

(866) 981-7483

Lobel Financial Corporation

4300 Stevens Creek Blvd., Suite 155, San Jose, CA 95129, USA

(408) 557-4985

Cash advance

2011 Camden Ave, San Jose, CA 95124-2024, USA

(408) 890-2230

One Simple Online Form

To save you the hassle of going to the bank or storefront lender, only to wait in line to fill out stacks of physical paperwork, we do all the hard work for you with one simple online web form.

Provide us with your basic details and we'll pass it through a network of over 100 lenders that can provide between $100 and $35,000 depending on your request,  their assessment of your application, and California lending laws.

  1. Select an amount to borrow between $100 and $35,000 using the sliders.
  2. Fill out our quick web form from any device with a browser.
  3. Know in minutes whether you have been connected with a lender on screen.
  4. Complete the application directly on the lender's page online, attaching digital documents if required.
  5. If approved, you could see the cash in your account in as fast as one working day - ideal if you are in a time-sensitive financial emergency.

Loans For People With Bad Credit in San Jose, CA

Submit your information

Fill out our simple online form with your details, click "Get Started" and with for a couple of minutes.

Sign Your Loan Contract

If connected to a direct lender, read your loan contract carefully and e-sign it if everything is in order.

Get Your Cash

If approved, money will be directly deposited into your bank account as soon as the next business day.

By clicking “Get Started”, you agree to Privacy Policy & Terms & Conditions.
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Are Online Bad Credit Loans Safe?

All lending within San Jose, CA is regulated at the state level, which helps protect borrowers from exorbitant interest rates and predatory lending practices.

While we are not a lender ourselves, you will know the interest rate offered immediately if you are connected with a lender and they make you an offer. By law, they must provide a full copy of the terms and conditions of any personal loan before you sign the online agreement and you are free to walk away at any time.

That doesn't mean there aren't sites out there that prey on those with bad credit, making false promises and misleading statements. Watch out for claims of no credit check being carried out or guaranteed or instant approval. No legal lender can make such promises.

The Good News: While the San Jose, CA lenders in our network will usually carry out some form of credit check, you will not be rejected right away if you have bad credit and those with a poor credit history are routinely and quickly approved for reasonable loans that suit their current financial situation.

Our lenders take in to account a number of factors, including your current employment status, income level, and other personal details.

With us, you can apply for the following loans in San Jose, CA:

$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans

*The exact amount depends on California lending laws, the information you submit, and other factors

Who Qualifies For Bad Credit Loans in San Jose, California?

To be eligible all you have to be is:

  • 18 years or older
  • In possession of a bank account in your name
  • Employed or otherwise earning a verifiable income of at least $1,000 per month.
  • A legal resident of San Jose, CA.

Who Should Use Bad Credit Loans?

If you are searching for bad credit loans, chances are you do not have access to other forms of credit like credit cards and have been turned away by the banks or large lenders. If that's the case, then bad credit loans are one of the best solutions for borrowing money in San Jose, CA.

Getting a personal loan online is also a great way for anyone to get cash fast who doesn't want to go through the rigorous process of paperwork and approval enforced by most larger banks and lenders.

Compare loan rates from the best direct lenders in San Jose, CA near you:

How Can I Get a Bad Credit Loan in San Jose, CA?

To get started with a bad credit personal loan between $100 and $35,000, gather your financial statements (PDFs from online banking make this even easier), calculate how much you can afford to repay each month (without forgetting interest) and then use our form to pass your details among our extensive network.

This saves you the hassle of applying one-by-one and risking multiple searches on your credit report if one lender rejects your application.

The best time to apply online in San Jose, CA is during the working week as you'll know onscreen if you have been connected and then approved by a lender, and they will typically deposit the funds into your designated bank account the next working day.

Note: This is also where they will automatically take repayments so make sure you have the funds there to cover the repayment schedule.

Did you know? Applying online for a small bad credit loan and successfully repaying it will quickly begin rebuilding your credit score and open-up new loan products with better terms.

Having bad credit can make you feel hopeless like you'll never be able to get credit ever again. However, that's simply not true. Many borrowers have made use of our loan connection tool and matched with a reputable lender who's issued them a loan.

San Jose, CA Information

Population: 1030000

Median age: 37

Median household income: $113,036

San Jose, CA

Median property value: $968,500

Homeownership rate: 55.3

Average car ownership: 2

San Jose, CA Bad Credit Loans Services on the Map:

Our Service is Available for the Following Zip Codes in San Jose, California:

95110, 95111, 95112, 95113, 95116, 95117, 95118, 95119, 95120, 95121, 95122, 95123, 95124, 95125, 95126, 95127, 95128, 95129, 95130, 95131, 95132, 95133, 95134, 95135, 95136, 95138, 95139, 95148, 95159, 95152, 95170, 95137, 95158, 95154, 95102, 95142, 95150, 95103, 95153, 95141, 95157, 95193, 95156, 95114, 95115, 95190, 95160, 95164, 95172, 95191, 95151, 95161, 95173, 95109, 95171, 95194, 95101, 95192, 95106, 95155, 95108, 95196

With us, you can apply for the following loans in San Jose, CA:

$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans

*The exact amount depends on California lending laws, the information you submit, and other factors

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