Bad Credit Loans Jacksonville, FL (Fast Approval)

Get a Bad Credit Loan in Jacksonville, Florida

If you're on this page then you've probably been searching for Bad Credit Loans in Jacksonville, FL.

The good news is we have all you need to apply online with poor credit and stand a good chance of approval by a direct lender.

Despite popular belief, being rejected doesn't mean you're ineligible to borrow money. It just means you have fewer options.

We recognize that it can be very hard to find a loan from a bank or traditional lender in Jacksonville if you've struggled with debts in the past. But with our simple online form, you could be connected with lenders in the area in a matter of minutes.

By clicking “Get Started”, you agree to Privacy Policy & Terms & Conditions.
mcafee logo
ola logo

What Exactly Are "Bad Credit Loans"?

It should be noted that there's no such thing as a "bad credit loan". However, there are personal loans available online in Jacksonville, FL that can be issued to people with a bad credit history.

Depending on your individual circumstances this might come in the form of a small payday loan to help tide you over until you next get paid or a longer-term installment loan in which you repay in equal installments, spreading the cost of a larger sum.

In our experience, while you can get personal loans from the banks or storefront lenders in Jacksonville, online lenders provide much more favorable terms and it's much easier to apply. As long as they are licensed to lend in the state of Florida, you'll have nothing to worry about and our network only accepts fully licensed and accredited lenders.

So, whether you need to fix your car or make home repairs, pay for emergency travel, or make an upfront purchase but have spent your monthly budget, we can help you connect with a lender today!

With us, you can apply for the following loans in Jacksonville, FL:

$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans

*The exact amount depends on Florida lending laws, the information you submit, and other factors

List of Jacksonville, FL Bad Credit Loan Lenders:

Fast Payday Loans

5235 Normandy Blvd, Jacksonville, FL 32205, USA

(904) 420-0869

ACE Cash Express

5631 University Blvd W, Jacksonville, FL 32216, USA

(904) 733-9280

Check 'N Go

3776 Blanding Blvd, Jacksonville, FL 32210, USA

(904) 317-8669

Advance America Cash Advance

5230 Baymeadows Rd Ste 5, Jacksonville, FL 32217, USA

(904) 733-4234

Check N' Go

8650 Old Kings Rd South Ste 12, Jacksonville, FL 32217, USA

(904) 448-5911

Anytime Cash 4

3126 Edgewood Ave N, Jacksonville, FL 32254, USA

(888) 332-6984

Citiwide Check Cashing

9978 Old Baymeadows Rd Ste 6, Jacksonville, FL 32256, USA

(904) 479-2216

Check 'n Go

5859 University Blvd West, Jacksonville, FL 32216, USA

(904) 730-7221

Advance America

1124 Dunn Ave Publix Shopping Cente, Jacksonville, FL 32218, USA

(904) 757-2228

ACE Cash Express

2261 Edgewood Ave W, Jacksonville, FL 32209, USA

(904) 764-4394

Advance America Cash Advance

3000 Dunn Ave Ste 66, Jacksonville, FL 32218, USA

(904) 765-7100

ACE Cash Express

5751 N Main St, Jacksonville, FL 32208, USA

(904) 355-4031

Advance America Cash Advance

12961 N Main St Ste 206, Jacksonville, FL 32218, USA

(904) 714-7006

ACE Cash Express

1036-50 Dunn Ave, Jacksonville, FL 32218, USA

(904) 751-6999

Check N' Go

1440 Dunn Ave Ste 3, Jacksonville, FL 32218, USA

(904) 751-1250

Anytime Cash

1084 Airport Rd, Jacksonville, FL 32218, USA

(888) 332-6984

Advance America

10057 San Jose Blvd, Jacksonville, FL 32257, USA

(904) 292-5293

Advance America Cash Advance

4347 University Blvd S, Jacksonville, FL 32216, USA

(904) 739-3090

Auto Equity Loans

10151 Deerwood Park Blvd, Jacksonville, FL 32256, USA

(386) 951-5316

Apple Capital Group

10151 Deerwood Park Blvd, Jacksonville, FL 32256, USA

(904) 647-3222

Lending Bear

12276 San Jose Blvd, Jacksonville, FL 32223, USA

(855) 285-5700

First Bank SBA Lending

4320 Deerwood Lake Pkwy Ste 101-303, Jacksonville, FL 32216, USA

(904) 717-6551

Vero Lending

841 Prudential Dr, Jacksonville, FL 32207, USA

(904) 758-4417

Payday Loans Jacksonville

243 W Forsyth St, Jacksonville, FL 32202, USA

(904) 746-4207

Advance America Cash Advance

11018 Old St Augustine Rd Ste 119, Jacksonville, FL 32257, USA

(904) 260-1450

Advance America Cash Advance

9550 Baymeadows Rd Ste 13, Jacksonville, FL 32256, USA

(904) 733-2898

Advance America

5324 Blanding Blvd Ste 7, Jacksonville, FL 32210, USA

(904) 777-3373

Check 'N Go

13947 Beach Blvd Ste 203, Jacksonville, FL 32224, USA

(904) 992-6493

ACE Cash Express

5124 Blanding Blvd, Jacksonville, FL 32210, USA

(904) 771-4461

ACE Cash Express

10152 Atlantic Blvd, Jacksonville, FL 32225, USA

(904) 725-7733

ACE Cash Express

3543 Kingston St, Jacksonville, FL 32254, USA

(904) 781-5399

Advance America Cash Center

13740 Beach Blvd, Jacksonville, FL 32224, USA

(904) 992-0966

ACE Cash Express

7200 Normandy Blvd, Jacksonville, FL 32205, USA

(904) 378-1561

Check 'n Go

1235 Arlington Rd. N, Jacksonville, FL 32211, USA

(904) 723-3221

Advance America Cash Advance

7961 Normandy Blvd, Jacksonville, FL 32221, USA

(904) 781-1650

Cash Plus

10230 Atlantic Blvd Ste 3, Jacksonville, FL 32225, USA

(904) 725-9115

Advance America Cash Advance

7001 Merrill Rd Ste 33, Jacksonville, FL 32277, USA

(904) 744-9598

ACE Cash Express

9741 San Jose Blvd, Jacksonville, FL 32257, USA

(904) 880-5745

ACE Cash Express

946 Cassat Ave, Jacksonville, FL 32205, USA

(904) 786-7226

ACE Cash Express

6030 Merrill Rd, Jacksonville, FL 32277, USA

(904) 744-9128

Heritage Cash Advance

6733 103rd St Ste 13, Jacksonville, FL 32210, USA

(904) 772-6018

Cash America Pawn

910 N Edgewood Ave, Jacksonville, FL 32254, USA

(904) 381-1920

Fast Payday Loans

7628 103rd St, Jacksonville, FL 32210, USA

(904) 800-6837

Advance America Cash Advance

12777 Atlantic Blvd Ste 3, Jacksonville, FL 32225, USA

(904) 220-1204

Advance America Cash Advance

7451 103rd St Ste 17, Jacksonville, FL 32210, USA

(904) 777-5880

Fast Pay Day Loan

12758 Flynn Forest Dr, Jacksonville, FL 32223-1845, USA

(646) 583-2706

Nationwide Lending Solutions

40720 Salisbury Rd. Suite 117, Jacksonville, FL 32256, USA

(407) 905-9902

Key Pointe Mortgage

2720 Park Street #227, Jacksonville, FL 32205, USA

(904) 378-3100

Jones-Meyers and Associates

3450 Dunn Ave, Jacksonville, FL 32218, USA

(904) 647-9953

Innovative Cash Solutions, Inc.

11298 Dinsmore Dairy Rd., Jacksonville, FL 32218, USA

(904) 924-9368

One Simple Online Form

To save you the hassle of going to the bank or storefront lender, only to wait in line to fill out stacks of physical paperwork, we do all the hard work for you with one simple online web form.

Provide us with your basic details and we'll pass it through a network of over 100 lenders that can provide between $100 and $35,000 depending on your request,  their assessment of your application, and Florida lending laws.

  1. Select an amount to borrow between $100 and $35,000 using the sliders.
  2. Fill out our quick web form from any device with a browser.
  3. Know in minutes whether you have been connected with a lender on screen.
  4. Complete the application directly on the lender's page online, attaching digital documents if required.
  5. If approved, you could see the cash in your account in as fast as one working day - ideal if you are in a time-sensitive financial emergency.

Loans For People With Bad Credit in Jacksonville, FL

Submit your information

Fill out our simple online form with your details, click "Get Started" and with for a couple of minutes.

Sign Your Loan Contract

If connected to a direct lender, read your loan contract carefully and e-sign it if everything is in order.

Get Your Cash

If approved, money will be directly deposited into your bank account as soon as the next business day.

By clicking “Get Started”, you agree to Privacy Policy & Terms & Conditions.
mcafee logo
ola logo

Are Online Bad Credit Loans Safe?

All lending within Jacksonville, FL is regulated at the state level, which helps protect borrowers from exorbitant interest rates and predatory lending practices.

While we are not a lender ourselves, you will know the interest rate offered immediately if you are connected with a lender and they make you an offer. By law, they must provide a full copy of the terms and conditions of any personal loan before you sign the online agreement and you are free to walk away at any time.

That doesn't mean there aren't sites out there that prey on those with bad credit, making false promises and misleading statements. Watch out for claims of no credit check being carried out or guaranteed or instant approval. No legal lender can make such promises.

The Good News: While the Jacksonville, FL lenders in our network will usually carry out some form of credit check, you will not be rejected right away if you have bad credit and those with a poor credit history are routinely and quickly approved for reasonable loans that suit their current financial situation.

Our lenders take in to account a number of factors, including your current employment status, income level, and other personal details.

With us, you can apply for the following loans in Jacksonville, FL:

$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans

*The exact amount depends on Florida lending laws, the information you submit, and other factors

Who Qualifies For Bad Credit Loans in Jacksonville, Florida?

To be eligible all you have to be is:

  • 18 years or older
  • In possession of a bank account in your name
  • Employed or otherwise earning a verifiable income of at least $1,000 per month.
  • A legal resident of Jacksonville, FL.

Who Should Use Bad Credit Loans?

If you are searching for bad credit loans, chances are you do not have access to other forms of credit like credit cards and have been turned away by the banks or large lenders. If that's the case, then bad credit loans are one of the best solutions for borrowing money in Jacksonville, FL.

Getting a personal loan online is also a great way for anyone to get cash fast who doesn't want to go through the rigorous process of paperwork and approval enforced by most larger banks and lenders.

Compare loan rates from the best direct lenders in Jacksonville, FL near you:

How Can I Get a Bad Credit Loan in Jacksonville, FL?

To get started with a bad credit personal loan between $100 and $35,000, gather your financial statements (PDFs from online banking make this even easier), calculate how much you can afford to repay each month (without forgetting interest) and then use our form to pass your details among our extensive network.

This saves you the hassle of applying one-by-one and risking multiple searches on your credit report if one lender rejects your application.

The best time to apply online in Jacksonville, FL is during the working week as you'll know onscreen if you have been connected and then approved by a lender, and they will typically deposit the funds into your designated bank account the next working day.

Note: This is also where they will automatically take repayments so make sure you have the funds there to cover the repayment schedule.

Did you know? Applying online for a small bad credit loan and successfully repaying it will quickly begin rebuilding your credit score and open-up new loan products with better terms.

Having bad credit can make you feel hopeless like you'll never be able to get credit ever again. However, that's simply not true. Many borrowers have made use of our loan connection tool and matched with a reputable lender who's issued them a loan.

Jacksonville, FL Information

Population: 903,896

Median age: 36

Median household income: $54,269

Jacksonville, FL

Median property value: $183,700

Homeownership rate: 54.1

Average car ownership: 2

Jacksonville, FL Bad Credit Loans Services on the Map:

Our Service is Available for the Following Zip Codes in Jacksonville, Florida:

32202, 32204, 32205, 32206, 32207, 32208, 32209, 32210, 32211, 32212, 32216, 32217, 32218, 32219, 32220, 32221, 32222, 32223, 32224, 32225, 32226, 32227, 32228, 32234, 32244, 32246, 32254, 32256, 32257, 32258, 32277, 32229, 32238, 32255, 32215, 32231, 32214, 32245, 32260, 32241, 32239, 32247, 32276, 32232, 32201, 32259, 32236, 32237, 32203, 32235, 32267, 32099, 32230

With us, you can apply for the following loans in Jacksonville, FL:

$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans

*The exact amount depends on Florida lending laws, the information you submit, and other factors

Loan Calculator*

1000
Select the amount for the loan you want in order to get the principal, which is the basis that we use to calculate the interest and the total cost of the loan.
36
To calculate the total cost of your loan, we take the minimal average APR legal in all States, which is 36%. This figure is only a representative, providing you with general information on how much the loan may cost.
3
Monthly payment$

*The information provided by this calculator is intended for illustrative purposes only. The actual rate you pay can be different. The default figures shown are hypothetical and may not be applicable to your individual situation. Rates are subject to change. 

Scroll to Top