Bad Credit Loans Miami, FL (Fast Approval)

Get a Bad Credit Loan in Miami, Florida

If you're on this page then you've probably been searching for Bad Credit Loans in Miami, FL.

The good news is we have all you need to apply online with poor credit and stand a good chance of approval by a direct lender.

Despite popular belief, being rejected doesn't mean you're ineligible to borrow money. It just means you have fewer options.

We recognize that it can be very hard to find a loan from a bank or traditional lender in Miami if you've struggled with debts in the past. But with our simple online form, you could be connected with lenders in the area in a matter of minutes.

By clicking “Get Started”, you agree to Privacy Policy & Terms & Conditions.
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What Exactly Are "Bad Credit Loans"?

It should be noted that there's no such thing as a "bad credit loan". However, there are personal loans available online in Miami, FL that can be issued to people with a bad credit history.

Depending on your individual circumstances this might come in the form of a small payday loan to help tide you over until you next get paid or a longer-term installment loan in which you repay in equal installments, spreading the cost of a larger sum.

In our experience, while you can get personal loans from the banks or storefront lenders in Miami, online lenders provide much more favorable terms and it's much easier to apply. As long as they are licensed to lend in the state of Florida, you'll have nothing to worry about and our network only accepts fully licensed and accredited lenders.

So, whether you need to fix your car or make home repairs, pay for emergency travel, or make an upfront purchase but have spent your monthly budget, we can help you connect with a lender today!

With us, you can apply for the following loans in Miami, FL:

$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans

*The exact amount depends on Florida lending laws, the information you submit, and other factors

List of Miami, FL Bad Credit Loan Lenders:

Check Cashing USA

18300 Nw 2nd Ave, Miami, FL 33169, USA

(305) 652-3400

Advance America Cash Advance

15102 Sunset Dr, Miami, FL 33193, USA

(305) 386-4410

Fast Payday Loans

19914 Nw 2nd Ave, Miami, FL 33169, USA

(954) 947-4190

Bay Cash Advance

20701 Nw 2nd Ave, Miami, FL 33169, USA

(305) 999-3339

Amscot

19839 Nw 2nd Ave, Miami, FL 33169, USA

(305) 521-0906

ACE Cash Express

500 Ne 167th St, Miami, FL 33162, USA

(305) 945-4260

Check Cashing USA

11348 Sw 184th St, Miami, FL 33157, USA

(305) 232-0200

Focused Asset Management

382 Ne 191st St Ste 50430, Miami, FL 33179, USA

(855) 411-6946

Advance America Cash Advance

755 Ne 167th St, Miami, FL 33162, USA

(305) 651-5574

North Star Advance

382 Ne 191st St, Miami, FL 33179, USA

(305) 998-6904

Check Cashing USA

13732 Biscayne Blvd, Miami, FL 33181, USA

(305) 947-5300

ACE Cash Express

14546 W Dixie Hwy, Miami, FL 33161, USA

(305) 956-3435

Payday Loan Places

10355 Sw 181st St, Miami, FL 33157, USA

(305) 432-9705

Check Cashing USA

10400 Nw 7th Ave, Miami, FL 33150, USA

(305) 757-1988

Miami PLs

821 Nw 37th Ave, Miami, FL 33125, USA

(305) 649-6144

Check Cashing USA

1717 Nw 17th Ave, Miami, FL 33125, USA

(786) 221-0572

Check Cashing USA

1180 S America Way, Miami, FL 33132, USA

(305) 374-7266

Prestamos Creditoetc

8260 Nw 14th St, Miami, FL 33126, USA

(829) 304-5796

Check Cashing USA

1124 West Flagler St, Miami, FL 33130, USA

(305) 325-0375

Global Money Express

1104 Sw 8th St, Miami, FL 33130, USA

(786) 497-1070

Check Cashing USA

1701 Nw 119 St, Miami, FL 33167, USA

(305) 681-3121

International Global Group

2520 Sw 22nd St Ste 2-317, Miami, FL 33145, USA

(305) 300-6242

Amscot

8750 West Bird Rd, Miami, FL 33165, USA

OUR MicroLending

3191 Coral Way Ste 109, Miami, FL 33145, USA

(305) 854-8113

Advance America

14645 Sw 104th St, Miami, FL 33186, USA

(305) 388-3007

The Check Cashing Store

12220 Sw 8th St, Miami, FL 33184, USA

(305) 223-8000

Advance America Cash Advance

10731 W Flagler St, Miami, FL 33174, USA

(305) 207-1697

Check Cashing USA

10920 W Flagler St, Miami, FL 33174, USA

(305) 553-2274

Cash Advance Now

8839 Sw 40th St, Miami, FL 33165, USA

(305) 220-5626

Advance America

11656 N Kendall Dr, Miami, FL 33176, USA

(305) 270-8314

Check Mart of Florida

9341 Sw 40th St, Miami, FL 33165, USA

(305) 551-0799

Fast Payday Loans

9030 Sw 40th St, Miami, FL 33165, USA

(786) 496-9775

Paysoft International

396 Alahambras Cir S Tower Ste 204, Miami, FL 33134, USA

(855) 729-7632

Amscot

7190 Sw 117th Ave, Miami, FL 33183, USA

(305) 351-0525

Amscot

8400 W Flagler St, Miami, FL 33144, USA

(305) 507-9245

Loan People

175 Sw 7th St, Miami, FL 33130, USA

(954) 830-2944

The Check Cashing Store

11766 N Kendall Dr, Miami, FL 33176, USA

(305) 279-2702

Check Cashing USA

1201 Sw 8 Street, Suite #a, Miami, FL 33135, USA

(305) 857-0261

Merchant Rapid Funding

800 Brickell Ave, Miami, FL 33131, USA

(877) 417-9391

Presidente Check Cashing

1263 W Flagler St, Miami, FL 33135, USA

(786) 431-5051

ACE Cash Express

700 Sw 17th Ave, Miami, FL 33135, USA

(305) 643-4084

Prestamos USA

2150 Coral Way, Miami, FL 33145, USA

(305) 749-5299

Advance America Cash Advance

9516 Sw 160th St, Miami, FL 33157, USA

(305) 259-7116

Franky's Efectivo Corp

12344 Sw 127th Ave, Miami, FL 33186, USA

(786) 592-1010

Tiny Cash Payday Loans Coral Gables

477 S Dixie Hwy Fl, Miami, FL 33146, USA

(888) 539-0502

Marlin Financial

10700 N Kendall Dr, Miami, FL 33176, USA

(954) 687-1640

Check'n Go

9801 Sw 40th St, Miami, FL 33165, USA

(305) 559-6200

Community Choice Financial

13825 Sw 88th St, Miami, FL 33186, USA

(305) 752-9555

Check Cashing USA

13776 Sw 84th St, Miami, FL 33183, USA

(305) 385-0022

The check cashing store-Miami

9802 S Dixie Hwy, Miami, FL 33156, USA

(305) 670-4150

One Simple Online Form

To save you the hassle of going to the bank or storefront lender, only to wait in line to fill out stacks of physical paperwork, we do all the hard work for you with one simple online web form.

Provide us with your basic details and we'll pass it through a network of over 100 lenders that can provide between $100 and $35,000 depending on your request,  their assessment of your application, and Florida lending laws.

  1. Select an amount to borrow between $100 and $35,000 using the sliders.
  2. Fill out our quick web form from any device with a browser.
  3. Know in minutes whether you have been connected with a lender on screen.
  4. Complete the application directly on the lender's page online, attaching digital documents if required.
  5. If approved, you could see the cash in your account in as fast as one working day - ideal if you are in a time-sensitive financial emergency.

Loans For People With Bad Credit in Miami, FL

Submit your information

Fill out our simple online form with your details, click "Get Started" and with for a couple of minutes.

Sign Your Loan Contract

If connected to a direct lender, read your loan contract carefully and e-sign it if everything is in order.

Get Your Cash

If approved, money will be directly deposited into your bank account as soon as the next business day.

By clicking “Get Started”, you agree to Privacy Policy & Terms & Conditions.
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Are Online Bad Credit Loans Safe?

All lending within Miami, FL is regulated at the state level, which helps protect borrowers from exorbitant interest rates and predatory lending practices.

While we are not a lender ourselves, you will know the interest rate offered immediately if you are connected with a lender and they make you an offer. By law, they must provide a full copy of the terms and conditions of any personal loan before you sign the online agreement and you are free to walk away at any time.

That doesn't mean there aren't sites out there that prey on those with bad credit, making false promises and misleading statements. Watch out for claims of no credit check being carried out or guaranteed or instant approval. No legal lender can make such promises.

The Good News: While the Miami, FL lenders in our network will usually carry out some form of credit check, you will not be rejected right away if you have bad credit and those with a poor credit history are routinely and quickly approved for reasonable loans that suit their current financial situation.

Our lenders take in to account a number of factors, including your current employment status, income level, and other personal details.

With us, you can apply for the following loans in Miami, FL:

$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans

*The exact amount depends on Florida lending laws, the information you submit, and other factors

Who Qualifies For Bad Credit Loans in Miami, Florida?

To be eligible all you have to be is:

  • 18 years or older
  • In possession of a bank account in your name
  • Employed or otherwise earning a verifiable income of at least $1,000 per month.
  • A legal resident of Miami, FL.

Who Should Use Bad Credit Loans?

If you are searching for bad credit loans, chances are you do not have access to other forms of credit like credit cards and have been turned away by the banks or large lenders. If that's the case, then bad credit loans are one of the best solutions for borrowing money in Miami, FL.

Getting a personal loan online is also a great way for anyone to get cash fast who doesn't want to go through the rigorous process of paperwork and approval enforced by most larger banks and lenders.

Compare loan rates from the best direct lenders in Miami, FL near you:

How Can I Get a Bad Credit Loan in Miami, FL?

To get started with a bad credit personal loan between $100 and $35,000, gather your financial statements (PDFs from online banking make this even easier), calculate how much you can afford to repay each month (without forgetting interest) and then use our form to pass your details among our extensive network.

This saves you the hassle of applying one-by-one and risking multiple searches on your credit report if one lender rejects your application.

The best time to apply online in Miami, FL is during the working week as you'll know onscreen if you have been connected and then approved by a lender, and they will typically deposit the funds into your designated bank account the next working day.

Note: This is also where they will automatically take repayments so make sure you have the funds there to cover the repayment schedule.

Did you know? Applying online for a small bad credit loan and successfully repaying it will quickly begin rebuilding your credit score and open-up new loan products with better terms.

Having bad credit can make you feel hopeless like you'll never be able to get credit ever again. However, that's simply not true. Many borrowers have made use of our loan connection tool and matched with a reputable lender who's issued them a loan.

Miami, FL Information

Population: 470,911

Median age: 40.5

Median household income: $41,818

Miami, FL

Median property value: $350,400

Homeownership rate: 30.6

Average car ownership: 1

Miami, FL Bad Credit Loans Services on the Map:

Our Service is Available for the Following Zip Codes in Miami, Florida:

33101, 33122, 33125, 33126, 33127, 33128, 33129, 33130, 33131, 33132, 33133, 33134, 33135, 33136, 33137, 33138, 33142, 33143, 33144, 33145, 33146, 33147, 33150, 33155, 33156, 33157, 33158, 33161, 33162, 33165, 33166, 33167, 33168, 33169, 33170, 33172, 33173, 33174, 33175, 33176, 33177, 33178, 33179, 33180, 33181, 33182, 33183, 33184, 33185, 33186, 33187, 33189, 33190, 33193, 33194, 33196, 33233, 33296, 33148, 33110, 33197, 33102, 33257, 33243, 33192, 33299, 33153, 33242, 33152, 33111, 33269, 33247, 33124, 33188, 33283, 33261, 33238, 33255, 33231, 33121, 33245, 33116, 33114, 33265, 33195, 33151, 33234, 33107, 33199, 33154, 33280, 33163, 33256, 33159, 33266, 33164

With us, you can apply for the following loans in Miami, FL:

$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans

*The exact amount depends on Florida lending laws, the information you submit, and other factors

Loan Calculator*

1000
Select the amount for the loan you want in order to get the principal, which is the basis that we use to calculate the interest and the total cost of the loan.
36
To calculate the total cost of your loan, we take the minimal average APR legal in all States, which is 36%. This figure is only a representative, providing you with general information on how much the loan may cost.
3
Monthly payment$

*The information provided by this calculator is intended for illustrative purposes only. The actual rate you pay can be different. The default figures shown are hypothetical and may not be applicable to your individual situation. Rates are subject to change. 

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