Bad Credit Loans Chicago, IL (Fast Approval)

Get a Bad Credit Loan in Chicago, Illinois

If you're on this page then you've probably been searching for Bad Credit Loans in Chicago, IL.

The good news is we have all you need to apply online with poor credit and stand a good chance of approval by a direct lender.

Despite popular belief, being rejected doesn't mean you're ineligible to borrow money. It just means you have fewer options.

We recognize that it can be very hard to find a loan from a bank or traditional lender in Chicago if you've struggled with debts in the past. But with our simple online form, you could be connected with lenders in the area in a matter of minutes.

By clicking “Get Started”, you agree to Privacy Policy & Terms & Conditions.
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What Exactly Are "Bad Credit Loans"?

It should be noted that there's no such thing as a "bad credit loan". However, there are personal loans available online in Chicago, IL that can be issued to people with a bad credit history.

Depending on your individual circumstances this might come in the form of a small payday loan to help tide you over until you next get paid or a longer-term installment loan in which you repay in equal installments, spreading the cost of a larger sum.

In our experience, while you can get personal loans from the banks or storefront lenders in Chicago, online lenders provide much more favorable terms and it's much easier to apply. As long as they are licensed to lend in the state of Illinois, you'll have nothing to worry about and our network only accepts fully licensed and accredited lenders.

So, whether you need to fix your car or make home repairs, pay for emergency travel, or make an upfront purchase but have spent your monthly budget, we can help you connect with a lender today!

With us, you can apply for the following loans in Chicago, IL:

$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans

*The exact amount depends on Illinois lending laws, the information you submit, and other factors

List of Chicago, IL Bad Credit Loan Lenders:

Diversey Pulaski CheckChangers

2739 N Pulaski Rd, Chicago, IL 60639, USA

(773) 252-1267

Order Express

1638 W Chicago Ave, Chicago, IL 60622, USA

(312) 432-9516

1137 W Taylor St Ste 105, Chicago, IL 60607, USA

(800) 590-0078

Cash Today Financial

676 N Dearborn St, Chicago, IL 60654, USA

(773) 377-5837

Cash Today Financial

500 S Clinton St Ste 210, Chicago, IL 60607, USA

(312) 583-7435

Cash Advance

1137 W. Taylor St. #105, Chicago, IL 60607, USA

(800) 500-1250

One Loan Place

180 N Stetson St Ste 3500, Chicago, IL 60601, USA

(312) 544-0935

Pls Check Cashers

570 W Roosevelt Rd, Chicago, IL 60607, USA

(312) 360-0904

Cash America Pawn

2337-a W Cermak Rd, Chicago, IL 60608, USA

(773) 847-9178

Order Express

2803 W Cermak Rd, Chicago, IL 60623, USA

(773) 247-3287

Order Express

3404 W 26th St, Chicago, IL 60623, USA

(888) 666-1602

America's Financial Choice

570 W Roosevelt Rd, Chicago, IL 60607, USA

(833) 474-4068

Devon Financial Services

9455 S Ashland Ave, Chicago, IL 60620, USA

(773) 238-8010

First American Tax Defense

222 N Lasalle Sz Ste 1450, Chicago, IL 60601, USA

(888) 628-0050

Enova Financial

200 W Jackson Blvd Ste 2400, Chicago, IL 60606, USA

(312) 568-4200

A All Financial Services

2216 W Taylor St, Chicago, IL 60612, USA

(312) 492-9292

Cash Advance IMEA

537 S Dearborn St, Chicago, IL 60605, USA

(312) 278-3829

Order Express

4201 W North Ave, Chicago, IL 60639, USA

(773) 227-3935

Pls Financial Solutions

4838 S Cicero Ave, Chicago, IL 60638, USA

(773) 582-0800

PlS Check Cashers

4134 S Archer Ave, Chicago, IL 60632, USA

(773) 523-4466

Check Into Cash

5851 S Kedzie Ave, Chicago, IL 60629, USA

(773) 737-1562

Check N' Go

3125 S Ashland Ave. Ste 206, Chicago, IL 60608, USA

(773) 843-9200

Check 'n Go

238 E 103rd St., Chicago, IL 60628, USA

(773) 568-0900

National Quik Cash

3168 S Ashland, Chicago, IL 60608, USA

(773) 247-7300

SIR Finance

424 W 31st St, Chicago, IL 60616, USA

(312) 791-1400

Illinois Title Loans

5762 N Milwaukee Ave, Chicago, IL 60646, USA

(331) 253-6700

SIR Finance

6140 N Lincoln Ave, Chicago, IL 60659, USA

(773) 478-1990

1st Loans Financial

4705 N Pulaski Ste 373, Chicago, IL 60630, USA

(773) 279-1880

Sun Cash

8641 S Cottage Grove Ave, Chicago, IL 60619, USA

(773) 846-7941

Devon Financial Services

2754 W 63rd St, Chicago, IL 60629, USA

(773) 432-0070

America's Financial Choice

10302 S Halsted St, Chicago, IL 60628, USA

(773) 881-8400

First American Cash Advance

7753 S Cicero Ave, Chicago, IL 60652, USA

(773) 767-8900

Universal Lenders

5548 W Fullerton Ave, Chicago, IL 60639, USA

(773) 622-4200

USA Payday Loan

3243 N Harlem Ave, Chicago, IL 60634, USA

(773) 481-9053

Pls Check Cashers

4400 W Armitage Ave, Chicago, IL 60639, USA

(773) 342-0995

Speedy Cash

8701 S Cottage Grove Ave, Chicago, IL 60619, USA

(800) 790-9691

First American Cash Advance

10503 S Western Ave, Chicago, IL 60643, USA

(773) 233-7200

1st Loans Financial

1113 W Chicago Ave, Chicago, IL 60642, USA

(312) 850-9999

Checkexpress Currency Exchange

1555 N Western Ave, Chicago, IL 60622, USA

(773) 278-1360

Clark & Diversey Currency Exchange

2735 N Clark St, Chicago, IL 60614, USA

(773) 348-5474

PLS Financial

300 N Elizabeth St, Chicago, IL 60607, USA

(312) 491-7300

1st Loans Financial

1238 N Ashland Ave, Chicago, IL 60622, USA

(773) 235-5500


1238 N Ashland Ave, Chicago, IL 60622, USA

(773) 235-5500

Broadway Financial Services

3222 W 87th St, Chicago, IL 60652, USA

(773) 925-2575

AmeriCash Loans

7460 S Cicero Ave, Chicago, IL 60629, USA

(708) 563-9777

Clearing Currency Exchange

6401 S Central Ave, Chicago, IL 60638, USA

(773) 767-0022

Speedy Cash

4648 S Cicero Ave, Chicago, IL 60638, USA

(888) 662-8157

Pls Check Cashers

2001 W 47th St, Chicago, IL 60609, USA

(773) 346-1100

Americash Loans

1612 W 59th St, Chicago, IL 60636, USA

(773) 471-9777

Western 79th Check Cashers

2417 W 79th St, Chicago, IL 60652, USA

(773) 776-0435

One Simple Online Form

To save you the hassle of going to the bank or storefront lender, only to wait in line to fill out stacks of physical paperwork, we do all the hard work for you with one simple online web form.

Provide us with your basic details and we'll pass it through a network of over 100 lenders that can provide between $100 and $35,000 depending on your request,  their assessment of your application, and Illinois lending laws.

  1. Select an amount to borrow between $100 and $35,000 using the sliders.
  2. Fill out our quick web form from any device with a browser.
  3. Know in minutes whether you have been connected with a lender on screen.
  4. Complete the application directly on the lender's page online, attaching digital documents if required.
  5. If approved, you could see the cash in your account in as fast as one working day - ideal if you are in a time-sensitive financial emergency.

Loans For People With Bad Credit in Chicago, IL

Submit your information

Fill out our simple online form with your details, click "Get Started" and with for a couple of minutes.

Sign Your Loan Contract

If connected to a direct lender, read your loan contract carefully and e-sign it if everything is in order.

Get Your Cash

If approved, money will be directly deposited into your bank account as soon as the next business day.

By clicking “Get Started”, you agree to Privacy Policy & Terms & Conditions.
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Are Online Bad Credit Loans Safe?

All lending within Chicago, IL is regulated at the state level, which helps protect borrowers from exorbitant interest rates and predatory lending practices.

While we are not a lender ourselves, you will know the interest rate offered immediately if you are connected with a lender and they make you an offer. By law, they must provide a full copy of the terms and conditions of any personal loan before you sign the online agreement and you are free to walk away at any time.

That doesn't mean there aren't sites out there that prey on those with bad credit, making false promises and misleading statements. Watch out for claims of no credit check being carried out or guaranteed or instant approval. No legal lender can make such promises.

The Good News: While the Chicago, IL lenders in our network will usually carry out some form of credit check, you will not be rejected right away if you have bad credit and those with a poor credit history are routinely and quickly approved for reasonable loans that suit their current financial situation.

Our lenders take in to account a number of factors, including your current employment status, income level, and other personal details.

With us, you can apply for the following loans in Chicago, IL:

$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans

*The exact amount depends on Illinois lending laws, the information you submit, and other factors

Who Qualifies For Bad Credit Loans in Chicago, Illinois?

To be eligible all you have to be is:

  • 18 years or older
  • In possession of a bank account in your name
  • Employed or otherwise earning a verifiable income of at least $1,000 per month.
  • A legal resident of Chicago, IL.

Who Should Use Bad Credit Loans?

If you are searching for bad credit loans, chances are you do not have access to other forms of credit like credit cards and have been turned away by the banks or large lenders. If that's the case, then bad credit loans are one of the best solutions for borrowing money in Chicago, IL.

Getting a personal loan online is also a great way for anyone to get cash fast who doesn't want to go through the rigorous process of paperwork and approval enforced by most larger banks and lenders.

Compare loan rates from the best direct lenders in Chicago, IL near you:

How Can I Get a Bad Credit Loan in Chicago, IL?

To get started with a bad credit personal loan between $100 and $35,000, gather your financial statements (PDFs from online banking make this even easier), calculate how much you can afford to repay each month (without forgetting interest) and then use our form to pass your details among our extensive network.

This saves you the hassle of applying one-by-one and risking multiple searches on your credit report if one lender rejects your application.

The best time to apply online in Chicago, IL is during the working week as you'll know onscreen if you have been connected and then approved by a lender, and they will typically deposit the funds into your designated bank account the next working day.

Note: This is also where they will automatically take repayments so make sure you have the funds there to cover the repayment schedule.

Did you know? Applying online for a small bad credit loan and successfully repaying it will quickly begin rebuilding your credit score and open-up new loan products with better terms.

Having bad credit can make you feel hopeless like you'll never be able to get credit ever again. However, that's simply not true. Many borrowers have made use of our loan connection tool and matched with a reputable lender who's issued them a loan.

Chicago, IL Information

Population: 2710000

Median age: 34.9

Median household income: $57,238

Chicago, IL

Median property value: $271,600

Homeownership rate: 45.7

Average car ownership: 1

Chicago, IL Bad Credit Loans Services on the Map:

Our Service is Available for the Following Zip Codes in Chicago, Illinois:

60601, 60602, 60603, 60604, 60605, 60606, 60607, 60608, 60609, 60610, 60611, 60612, 60613, 60614, 60615, 60616, 60617, 60618, 60619, 60620, 60621, 60622, 60623, 60624, 60625, 60626, 60628, 60629, 60630, 60631, 60632, 60633, 60634, 60636, 60637, 60638, 60639, 60640, 60641, 60642, 60643, 60644, 60645, 60646, 60647, 60649, 60651, 60652, 60653, 60654, 60655, 60656, 60657, 60659, 60660, 60661, 60697, 60667, 60694, 60684, 60668, 60683, 60663, 60673, 60679, 60677, 60665, 60672, 60701, 60685, 60664, 60691, 60699, 60692, 60674, 60650, 60680, 60690, 60675, 60687, 60669, 60678, 60671, 60681, 60670, 60693

With us, you can apply for the following loans in Chicago, IL:

$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans

*The exact amount depends on Illinois lending laws, the information you submit, and other factors

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