Bad Credit Loans Charlotte, NC (Fast Approval)

Get a Bad Credit Loan in Charlotte, North Carolina

If you're on this page then you've probably been searching for Bad Credit Loans in Charlotte, NC.

The good news is we have all you need to apply online with poor credit and stand a good chance of approval by a direct lender.

Despite popular belief, being rejected doesn't mean you're ineligible to borrow money. It just means you have fewer options.

We recognize that it can be very hard to find a loan from a bank or traditional lender in Charlotte if you've struggled with debts in the past. But with our simple online form, you could be connected with lenders in the area in a matter of minutes.

By clicking “Get Started”, you agree to Privacy Policy & Terms & Conditions.
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What Exactly Are "Bad Credit Loans"?

It should be noted that there's no such thing as a "bad credit loan". However, there are personal loans available online in Charlotte, NC that can be issued to people with a bad credit history.

Depending on your individual circumstances this might come in the form of a small payday loan to help tide you over until you next get paid or a longer-term installment loan in which you repay in equal installments, spreading the cost of a larger sum.

In our experience, while you can get personal loans from the banks or storefront lenders in Charlotte, online lenders provide much more favorable terms and it's much easier to apply. As long as they are licensed to lend in the state of North Carolina, you'll have nothing to worry about and our network only accepts fully licensed and accredited lenders.

So, whether you need to fix your car or make home repairs, pay for emergency travel, or make an upfront purchase but have spent your monthly budget, we can help you connect with a lender today!

With us, you can apply for the following loans in Charlotte, NC:

$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans

*The exact amount depends on North Carolina lending laws, the information you submit, and other factors

List of Charlotte, NC Bad Credit Loan Lenders:

Cash Advance

5401 South Blvd. #166, Charlotte, NC 28217, USA

(800) 500-1250

PLS Check Cashing

4651 South Blvd, Charlotte, NC 28209, USA

(980) 237-9350

One Loan Place

525 N Tryon St Ste 1600, Charlotte, NC 28202, USA

(704) 315-6179

ACE Cash Express

901 N Wendover Rd, Charlotte, NC 28211, USA

(704) 442-0116

i Solutions

11524-c222 Providence Rd, Charlotte, NC 28277, USA

(800) 560-7024

PLS Check Cashing

3711 Central Ave, Charlotte, NC 28205, USA

(704) 295-0600

ACE Cash Express

228 Eastway Dr, Charlotte, NC 28213, USA

(704) 596-5425

Beacon Path Financial Group

10130 Mallard Creek Rd Ste 300, Charlotte, NC 28262, USA

(704) 440-4424

EZ Pawn

3701 Monroe Blvd, Charlotte, NC 28205, USA

(704) 376-6089

USA Check Cashing

5115 North Tryon St Ste C, Charlotte, NC 28213, USA

(704) 596-5005

EZ Pawn

7025 South Blvd., Charlotte, NC 28217, USA

(704) 554-0824

ACE Cash Express

2706 Freedom Dr, Charlotte, NC 28208, USA

(704) 399-4433

ACE Cash Express

3310 Wilkinson Blvd, Charlotte, NC 28208, USA

(704) 399-3774

Cash Advance Check Cashing

4709 Tuckaseegee Rd, Charlotte, NC 28208, USA

(704) 392-5080

ACE Cash Express

6111 S Blvd, Charlotte, NC 28217, USA

(704) 552-5600

ACE Cash Express

3301 Freedom Dr, Charlotte, NC 28208, USA

(704) 393-0555

ACE Cash Express

2107 Beatties Ford Rd, Charlotte, NC 28216, USA

(704) 398-3794

Quicken Loans Mortgage Services

6135 Park South Dr Ste 200, Charlotte, NC 28210-2000, USA

(866) 650-6970

N50 Financial, LLC

5935 Carnegie Blvd Ste 400, Charlotte, NC 28209-4668, USA

(866) 761-8692

MPS Mortgage Co.

6401 Carmel Rd Ste 202, Charlotte, NC 28226-8299, USA

(704) 542-0820

Mortgage Credit Consulting, Inc.

4113 Yancey Rd, Charlotte, NC 28217-1737, USA

(704) 529-0026

Laurus Funding Group, Inc.

724 Pierson Dr, Charlotte, NC 28205-7330, USA

(704) 537-2200

Great Western Mortgage Corp

6100 Fairview Rd, Charlotte, NC 28210-3277, USA

First South Mortgage Services, Inc.

4801 E Independence Blvd Ste 904, Charlotte, NC 28212-5408, USA

(704) 569-8994

Financial Foundations

Po Box 472706, Charlotte, NC 28247-2706, USA

(704) 543-0180

Cunningham & Company

6000 Fairview Rd Ste 125, Charlotte, NC 28210-2222, USA

(704) 366-7711

Chrysler Financial Co., L.L.C.

301 Mccullough Dr Ste 300, Charlotte, NC 28262-1335, USA

(704) 510-6240

Carimex Mortgage & Financial Services

5736 N Tryon St Ste 211, Charlotte, NC 28213-6889, USA

(704) 599-1555

Access To Finance

1125 E Sugar Creek Rd Ste D, Charlotte, NC 28205-1480, USA

(704) 372-3491

Absolute Mortgage Corporation

1805 Sardis Rd N Ste 103, Charlotte, NC 28270-1497, USA

(704) 814-7050

A&A Mortgage Loans, Inc.

521 E Morehead St Ste 530, Charlotte, NC 28202-2631, USA

(704) 377-6400

Wendover Financial Services Corporation

Po Box 70808, Charlotte, NC 28272-0808, USA

(800) 677-6762

Focus One Mortgage, Inc.

3126 Milton Rd, Charlotte, NC 28215-3778, USA

(704) 536-9959

Old Kent Mortgage Co.

7422 Carmel Executive Park Dr Ste 202, Charlotte, NC 28226-8273, USA

(704) 541-9796

First Beneficial Mortgage Corp.

2422 N Tryon St, Charlotte, NC 28206-2751, USA

(704) 563-5626

First South Mortgage

13925 Ballantyne Corporate Pl Ste 260, Charlotte, NC 28277-1918, USA

(800) 352-0590

East Coast Commercial Finance

255 W Martin Luther King Blvd Unit 1403, Charlotte, NC 28202-1988, USA

(704) 332-6551

Discount Mortgage Corp.

7209 E Harris Blvd Ste 500, Charlotte, NC 28227-1063, USA

(704) 334-3434

Countrywide Home Loans Inc.

9115 Harris Corners Pkwy Ste 550, Charlotte, NC 28269-3754, USA

(704) 510-0068

Citi Financial Auto

820 Forest Point Cir, Charlotte, NC 28273-5793, USA

(888) 776-3780

Charter One Mortgage Corp.

7301 Carmel Executive Park Dr Ste 214, Charlotte, NC 28226-4204, USA

(704) 544-6300

American National Mortgage Co.

756 Tyvola Rd Ste 100a, Charlotte, NC 28217-3591, USA

(704) 676-0441

Amresco Residential Mortgage

2550 W Tyvola Rd Ste 250, Charlotte, NC 28217-4574, USA

(704) 424-5646

American Mortgage Reduction, Inc.

5111 Nations Crossing Rd # 8-228, Charlotte, NC 28217-2126, USA

(704) 561-0776

Aames Home Loans

2201 Water Ridge Pkwy, Charlotte, NC 28217-4547, USA

(800) 326-2626

Trans Union Settlement Solutions, Inc.

8215 Forest Point Blvd Ste 100, Charlotte, NC 28273-5509, USA

(704) 365-5300

United 1 Funding

5806 Prosperity Church Rd Ste A2, Charlotte, NC 28269-2214, USA

(704) 569-0450

Sheffield Financial

Po Box 890641, Charlotte, NC 28289-0641, USA

(888) 438-8870

One Stop, Inc.

2815 Crisman St, Charlotte, NC 28208-3847, USA

(704) 394-1936

Lender Network 1-2-3

5550 77 Center Dr Ste 271, Charlotte, NC 28217-0738, USA

One Simple Online Form

To save you the hassle of going to the bank or storefront lender, only to wait in line to fill out stacks of physical paperwork, we do all the hard work for you with one simple online web form.

Provide us with your basic details and we'll pass it through a network of over 100 lenders that can provide between $100 and $35,000 depending on your request,  their assessment of your application, and North Carolina lending laws.

  1. Select an amount to borrow between $100 and $35,000 using the sliders.
  2. Fill out our quick web form from any device with a browser.
  3. Know in minutes whether you have been connected with a lender on screen.
  4. Complete the application directly on the lender's page online, attaching digital documents if required.
  5. If approved, you could see the cash in your account in as fast as one working day - ideal if you are in a time-sensitive financial emergency.

Loans For People With Bad Credit in Charlotte, NC

Submit your information

Fill out our simple online form with your details, click "Get Started" and with for a couple of minutes.

Sign Your Loan Contract

If connected to a direct lender, read your loan contract carefully and e-sign it if everything is in order.

Get Your Cash

If approved, money will be directly deposited into your bank account as soon as the next business day.

By clicking “Get Started”, you agree to Privacy Policy & Terms & Conditions.
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Are Online Bad Credit Loans Safe?

All lending within Charlotte, NC is regulated at the state level, which helps protect borrowers from exorbitant interest rates and predatory lending practices.

While we are not a lender ourselves, you will know the interest rate offered immediately if you are connected with a lender and they make you an offer. By law, they must provide a full copy of the terms and conditions of any personal loan before you sign the online agreement and you are free to walk away at any time.

That doesn't mean there aren't sites out there that prey on those with bad credit, making false promises and misleading statements. Watch out for claims of no credit check being carried out or guaranteed or instant approval. No legal lender can make such promises.

The Good News: While the Charlotte, NC lenders in our network will usually carry out some form of credit check, you will not be rejected right away if you have bad credit and those with a poor credit history are routinely and quickly approved for reasonable loans that suit their current financial situation.

Our lenders take in to account a number of factors, including your current employment status, income level, and other personal details.

With us, you can apply for the following loans in Charlotte, NC:

$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans

*The exact amount depends on North Carolina lending laws, the information you submit, and other factors

Who Qualifies For Bad Credit Loans in Charlotte, North Carolina?

To be eligible all you have to be is:

  • 18 years or older
  • In possession of a bank account in your name
  • Employed or otherwise earning a verifiable income of at least $1,000 per month.
  • A legal resident of Charlotte, NC.

Who Should Use Bad Credit Loans?

If you are searching for bad credit loans, chances are you do not have access to other forms of credit like credit cards and have been turned away by the banks or large lenders. If that's the case, then bad credit loans are one of the best solutions for borrowing money in Charlotte, NC.

Getting a personal loan online is also a great way for anyone to get cash fast who doesn't want to go through the rigorous process of paperwork and approval enforced by most larger banks and lenders.

Compare loan rates from the best direct lenders in Charlotte, NC near you:

How Can I Get a Bad Credit Loan in Charlotte, NC?

To get started with a bad credit personal loan between $100 and $35,000, gather your financial statements (PDFs from online banking make this even easier), calculate how much you can afford to repay each month (without forgetting interest) and then use our form to pass your details among our extensive network.

This saves you the hassle of applying one-by-one and risking multiple searches on your credit report if one lender rejects your application.

The best time to apply online in Charlotte, NC is during the working week as you'll know onscreen if you have been connected and then approved by a lender, and they will typically deposit the funds into your designated bank account the next working day.

Note: This is also where they will automatically take repayments so make sure you have the funds there to cover the repayment schedule.

Did you know? Applying online for a small bad credit loan and successfully repaying it will quickly begin rebuilding your credit score and open-up new loan products with better terms.

Having bad credit can make you feel hopeless like you'll never be able to get credit ever again. However, that's simply not true. Many borrowers have made use of our loan connection tool and matched with a reputable lender who's issued them a loan.

Charlotte, NC Information

Population: 872,506

Median age: 34.7

Median household income: $60,764

Charlotte, NC

Median property value: $230,900

Homeownership rate: 52.5

Average car ownership: 2

Charlotte, NC Bad Credit Loans Services on the Map:

Our Service is Available for the Following Zip Codes in Charlotte, North Carolina:

28202, 28203, 28204, 28205, 28206, 28207, 28208, 28209, 28210, 28211, 28212, 28213, 28214, 28215, 28216, 28217, 28226, 28227, 28244, 28262, 28269, 28270, 28273, 28277, 28278, 28280, 28282, 28286, 28223, 28283, 28220, 28253, 28299, 28224, 28240, 28261, 28219, 28260, 28229, 28255, 28221, 28284, 28241, 28228, 28258, 28222, 28233, 28225, 28297, 28237, 28243, 28234, 28201, 28218, 28290, 28246, 28232, 28256, 28250, 28242, 28247, 28254, 28272, 28289, 28236, 28265, 28288, 28281, 28230, 28274, 28287, 28296, 28266, 28231, 28285, 28275, 28235

With us, you can apply for the following loans in Charlotte, NC:

$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans

*The exact amount depends on North Carolina lending laws, the information you submit, and other factors

Dedicated to help you find payday, installment and personal loans online even if you have bad credit.




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