Bad Credit Loans Charlotte, NC (Fast Approval)
Get a Bad Credit Loan in Charlotte, North Carolina
If you're on this page then you've probably been searching for Bad Credit Loans in Charlotte, NC.
The good news is we have all you need to apply online with poor credit and stand a good chance of approval by a direct lender.
Despite popular belief, being rejected doesn't mean you're ineligible to borrow money. It just means you have fewer options.
We recognize that it can be very hard to find a loan from a bank or traditional lender in Charlotte if you've struggled with debts in the past. But with our simple online form, you could be connected with lenders in the area in a matter of minutes.
What Exactly Are "Bad Credit Loans"?
It should be noted that there's no such thing as a "bad credit loan". However, there are personal loans available online in Charlotte, NC that can be issued to people with a bad credit history.
Depending on your individual circumstances this might come in the form of a small payday loan to help tide you over until you next get paid or a longer-term installment loan in which you repay in equal installments, spreading the cost of a larger sum.
In our experience, while you can get personal loans from the banks or storefront lenders in Charlotte, online lenders provide much more favorable terms and it's much easier to apply. As long as they are licensed to lend in the state of North Carolina, you'll have nothing to worry about and our network only accepts fully licensed and accredited lenders.
So, whether you need to fix your car or make home repairs, pay for emergency travel, or make an upfront purchase but have spent your monthly budget, we can help you connect with a lender today!
With us, you can apply for the following loans in Charlotte, NC:
$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans
*The exact amount depends on North Carolina lending laws, the information you submit, and other factors
List of Charlotte, NC Bad Credit Loan Lenders:
Cash Advance
5401 South Blvd. #166, Charlotte, NC 28217, USA
(800) 500-1250
PLS Check Cashing
4651 South Blvd, Charlotte, NC 28209, USA
(980) 237-9350
One Loan Place
525 N Tryon St Ste 1600, Charlotte, NC 28202, USA
(704) 315-6179
ACE Cash Express
901 N Wendover Rd, Charlotte, NC 28211, USA
(704) 442-0116
i Solutions
11524-c222 Providence Rd, Charlotte, NC 28277, USA
(800) 560-7024
PLS Check Cashing
3711 Central Ave, Charlotte, NC 28205, USA
(704) 295-0600
ACE Cash Express
228 Eastway Dr, Charlotte, NC 28213, USA
(704) 596-5425
Beacon Path Financial Group
10130 Mallard Creek Rd Ste 300, Charlotte, NC 28262, USA
(704) 440-4424
EZ Pawn
3701 Monroe Blvd, Charlotte, NC 28205, USA
(704) 376-6089
USA Check Cashing
5115 North Tryon St Ste C, Charlotte, NC 28213, USA
(704) 596-5005
EZ Pawn
7025 South Blvd., Charlotte, NC 28217, USA
(704) 554-0824
ACE Cash Express
2706 Freedom Dr, Charlotte, NC 28208, USA
(704) 399-4433
ACE Cash Express
3310 Wilkinson Blvd, Charlotte, NC 28208, USA
(704) 399-3774
Cash Advance Check Cashing
4709 Tuckaseegee Rd, Charlotte, NC 28208, USA
(704) 392-5080
ACE Cash Express
6111 S Blvd, Charlotte, NC 28217, USA
(704) 552-5600
ACE Cash Express
3301 Freedom Dr, Charlotte, NC 28208, USA
(704) 393-0555
ACE Cash Express
2107 Beatties Ford Rd, Charlotte, NC 28216, USA
(704) 398-3794
Quicken Loans Mortgage Services
6135 Park South Dr Ste 200, Charlotte, NC 28210-2000, USA
(866) 650-6970
N50 Financial, LLC
5935 Carnegie Blvd Ste 400, Charlotte, NC 28209-4668, USA
(866) 761-8692
MPS Mortgage Co.
6401 Carmel Rd Ste 202, Charlotte, NC 28226-8299, USA
(704) 542-0820
Mortgage Credit Consulting, Inc.
4113 Yancey Rd, Charlotte, NC 28217-1737, USA
(704) 529-0026
Laurus Funding Group, Inc.
724 Pierson Dr, Charlotte, NC 28205-7330, USA
(704) 537-2200
Great Western Mortgage Corp
6100 Fairview Rd, Charlotte, NC 28210-3277, USA
First South Mortgage Services, Inc.
4801 E Independence Blvd Ste 904, Charlotte, NC 28212-5408, USA
(704) 569-8994
Financial Foundations
Po Box 472706, Charlotte, NC 28247-2706, USA
(704) 543-0180
Cunningham & Company
6000 Fairview Rd Ste 125, Charlotte, NC 28210-2222, USA
(704) 366-7711
Chrysler Financial Co., L.L.C.
301 Mccullough Dr Ste 300, Charlotte, NC 28262-1335, USA
(704) 510-6240
Carimex Mortgage & Financial Services
5736 N Tryon St Ste 211, Charlotte, NC 28213-6889, USA
(704) 599-1555
Access To Finance
1125 E Sugar Creek Rd Ste D, Charlotte, NC 28205-1480, USA
(704) 372-3491
Absolute Mortgage Corporation
1805 Sardis Rd N Ste 103, Charlotte, NC 28270-1497, USA
(704) 814-7050
A&A Mortgage Loans, Inc.
521 E Morehead St Ste 530, Charlotte, NC 28202-2631, USA
(704) 377-6400
Wendover Financial Services Corporation
Po Box 70808, Charlotte, NC 28272-0808, USA
(800) 677-6762
Focus One Mortgage, Inc.
3126 Milton Rd, Charlotte, NC 28215-3778, USA
(704) 536-9959
Old Kent Mortgage Co.
7422 Carmel Executive Park Dr Ste 202, Charlotte, NC 28226-8273, USA
(704) 541-9796
First Beneficial Mortgage Corp.
2422 N Tryon St, Charlotte, NC 28206-2751, USA
(704) 563-5626
First South Mortgage
13925 Ballantyne Corporate Pl Ste 260, Charlotte, NC 28277-1918, USA
(800) 352-0590
East Coast Commercial Finance
255 W Martin Luther King Blvd Unit 1403, Charlotte, NC 28202-1988, USA
(704) 332-6551
Discount Mortgage Corp.
7209 E Harris Blvd Ste 500, Charlotte, NC 28227-1063, USA
(704) 334-3434
Countrywide Home Loans Inc.
9115 Harris Corners Pkwy Ste 550, Charlotte, NC 28269-3754, USA
(704) 510-0068
Citi Financial Auto
820 Forest Point Cir, Charlotte, NC 28273-5793, USA
(888) 776-3780
Charter One Mortgage Corp.
7301 Carmel Executive Park Dr Ste 214, Charlotte, NC 28226-4204, USA
(704) 544-6300
American National Mortgage Co.
756 Tyvola Rd Ste 100a, Charlotte, NC 28217-3591, USA
(704) 676-0441
Amresco Residential Mortgage
2550 W Tyvola Rd Ste 250, Charlotte, NC 28217-4574, USA
(704) 424-5646
American Mortgage Reduction, Inc.
5111 Nations Crossing Rd # 8-228, Charlotte, NC 28217-2126, USA
(704) 561-0776
Aames Home Loans
2201 Water Ridge Pkwy, Charlotte, NC 28217-4547, USA
(800) 326-2626
Trans Union Settlement Solutions, Inc.
8215 Forest Point Blvd Ste 100, Charlotte, NC 28273-5509, USA
(704) 365-5300
United 1 Funding
5806 Prosperity Church Rd Ste A2, Charlotte, NC 28269-2214, USA
(704) 569-0450
Sheffield Financial
Po Box 890641, Charlotte, NC 28289-0641, USA
(888) 438-8870
One Stop, Inc.
2815 Crisman St, Charlotte, NC 28208-3847, USA
(704) 394-1936
Lender Network 1-2-3
5550 77 Center Dr Ste 271, Charlotte, NC 28217-0738, USA
One Simple Online Form
To save you the hassle of going to the bank or storefront lender, only to wait in line to fill out stacks of physical paperwork, we do all the hard work for you with one simple online web form.
Provide us with your basic details and we'll pass it through a network of over 100 lenders that can provide between $100 and $35,000 depending on your request, their assessment of your application, and North Carolina lending laws.
- Select an amount to borrow between $100 and $35,000 using the sliders.
- Fill out our quick web form from any device with a browser.
- Know in minutes whether you have been connected with a lender on screen.
- Complete the application directly on the lender's page online, attaching digital documents if required.
- If approved, you could see the cash in your account in as fast as one working day - ideal if you are in a time-sensitive financial emergency.
Loans For People With Bad Credit in Charlotte, NC
Submit your information
Fill out our simple online form with your details, click "Get Started" and with for a couple of minutes.
Sign Your Loan Contract
If connected to a direct lender, read your loan contract carefully and e-sign it if everything is in order.
Get Your Cash
If approved, money will be directly deposited into your bank account as soon as the next business day.
Are Online Bad Credit Loans Safe?
All lending within Charlotte, NC is regulated at the state level, which helps protect borrowers from exorbitant interest rates and predatory lending practices.
While we are not a lender ourselves, you will know the interest rate offered immediately if you are connected with a lender and they make you an offer. By law, they must provide a full copy of the terms and conditions of any personal loan before you sign the online agreement and you are free to walk away at any time.
That doesn't mean there aren't sites out there that prey on those with bad credit, making false promises and misleading statements. Watch out for claims of no credit check being carried out or guaranteed or instant approval. No legal lender can make such promises.
The Good News: While the Charlotte, NC lenders in our network will usually carry out some form of credit check, you will not be rejected right away if you have bad credit and those with a poor credit history are routinely and quickly approved for reasonable loans that suit their current financial situation.
Our lenders take in to account a number of factors, including your current employment status, income level, and other personal details.
With us, you can apply for the following loans in Charlotte, NC:
$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans
*The exact amount depends on North Carolina lending laws, the information you submit, and other factors
Who Qualifies For Bad Credit Loans in Charlotte, North Carolina?
To be eligible all you have to be is:
- 18 years or older
- In possession of a bank account in your name
- Employed or otherwise earning a verifiable income of at least $1,000 per month.
- A legal resident of Charlotte, NC.
Who Should Use Bad Credit Loans?
If you are searching for bad credit loans, chances are you do not have access to other forms of credit like credit cards and have been turned away by the banks or large lenders. If that's the case, then bad credit loans are one of the best solutions for borrowing money in Charlotte, NC.
Getting a personal loan online is also a great way for anyone to get cash fast who doesn't want to go through the rigorous process of paperwork and approval enforced by most larger banks and lenders.
Compare loan rates from the best direct lenders in Charlotte, NC near you:
How Can I Get a Bad Credit Loan in Charlotte, NC?
To get started with a bad credit personal loan between $100 and $35,000, gather your financial statements (PDFs from online banking make this even easier), calculate how much you can afford to repay each month (without forgetting interest) and then use our form to pass your details among our extensive network.
This saves you the hassle of applying one-by-one and risking multiple searches on your credit report if one lender rejects your application.
The best time to apply online in Charlotte, NC is during the working week as you'll know onscreen if you have been connected and then approved by a lender, and they will typically deposit the funds into your designated bank account the next working day.
Note: This is also where they will automatically take repayments so make sure you have the funds there to cover the repayment schedule.
Did you know? Applying online for a small bad credit loan and successfully repaying it will quickly begin rebuilding your credit score and open-up new loan products with better terms.
Having bad credit can make you feel hopeless like you'll never be able to get credit ever again. However, that's simply not true. Many borrowers have made use of our loan connection tool and matched with a reputable lender who's issued them a loan.
Charlotte, NC Information
Population: 872,506
Median age: 34.7
Median household income: $60,764
Median property value: $230,900
Homeownership rate: 52.5
Average car ownership: 2
Charlotte, NC Bad Credit Loans Services on the Map:
Our Service is Available for the Following Zip Codes in Charlotte, North Carolina:
28202, 28203, 28204, 28205, 28206, 28207, 28208, 28209, 28210, 28211, 28212, 28213, 28214, 28215, 28216, 28217, 28226, 28227, 28244, 28262, 28269, 28270, 28273, 28277, 28278, 28280, 28282, 28286, 28223, 28283, 28220, 28253, 28299, 28224, 28240, 28261, 28219, 28260, 28229, 28255, 28221, 28284, 28241, 28228, 28258, 28222, 28233, 28225, 28297, 28237, 28243, 28234, 28201, 28218, 28290, 28246, 28232, 28256, 28250, 28242, 28247, 28254, 28272, 28289, 28236, 28265, 28288, 28281, 28230, 28274, 28287, 28296, 28266, 28231, 28285, 28275, 28235
With us, you can apply for the following loans in Charlotte, NC:
$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans
*The exact amount depends on North Carolina lending laws, the information you submit, and other factors