Bad Credit Loans Columbus, OH (Fast Approval)

Get a Bad Credit Loan in Columbus, Ohio

If you're on this page then you've probably been searching for Bad Credit Loans in Columbus, OH.

The good news is we have all you need to apply online with poor credit and stand a good chance of approval by a direct lender.

Despite popular belief, being rejected doesn't mean you're ineligible to borrow money. It just means you have fewer options.

We recognize that it can be very hard to find a loan from a bank or traditional lender in Columbus if you've struggled with debts in the past. But with our simple online form, you could be connected with lenders in the area in a matter of minutes.

By clicking “Get Started”, you agree to Privacy Policy & Terms & Conditions.
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What Exactly Are "Bad Credit Loans"?

It should be noted that there's no such thing as a "bad credit loan". However, there are personal loans available online in Columbus, OH that can be issued to people with a bad credit history.

Depending on your individual circumstances this might come in the form of a small payday loan to help tide you over until you next get paid or a longer-term installment loan in which you repay in equal installments, spreading the cost of a larger sum.

In our experience, while you can get personal loans from the banks or storefront lenders in Columbus, online lenders provide much more favorable terms and it's much easier to apply. As long as they are licensed to lend in the state of Ohio, you'll have nothing to worry about and our network only accepts fully licensed and accredited lenders.

So, whether you need to fix your car or make home repairs, pay for emergency travel, or make an upfront purchase but have spent your monthly budget, we can help you connect with a lender today!

With us, you can apply for the following loans in Columbus, OH:

$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans

*The exact amount depends on Ohio lending laws, the information you submit, and other factors

List of Columbus, OH Bad Credit Loan Lenders:

Columbus Finance

3050 E Main St, Columbus, OH 43209, USA

(614) 236-8541

Check N' Go

2918 E Main St, Columbus, OH 43209, USA

(614) 300-2436

Check Cashers-National Check Cashers

3685 E Livingston Ave, Columbus, OH 43227, USA

(614) 231-3030

Check Cashers-National Check Cashers

2365 S Hamilton Rd, Columbus, OH 43232, USA

(614) 866-3030

Check Cashers-National Check Cashers

5135 E Main St, Columbus, OH 43213, USA

(614) 322-3030

Always Payday

2260 S Hamilton Rd, Columbus, OH 43232, USA

(614) 751-0400

Check Into Cash

2473 E Dublin Granville Rd, Columbus, OH 43229, USA

(614) 899-2330

Check$mart

2824 S. Hamilton Rd., Columbus, OH 43232, USA

(614) 452-4373

CheckSmart

1255 Parsons Ave, Columbus, OH 43206, USA

(614) 445-6669

CheckSmart

2013 Zettler Center Dr, Columbus, OH 43223, USA

(614) 274-9338

CheckSmart

170 N Wilson Rd, Columbus, OH 43204, USA

(614) 276-3334

CheckSmart

5462 West Pointe Plz, Columbus, OH 43228, USA

(614) 527-4444

CheckSmart

2496 Morse Rd, Columbus, OH 43231, USA

(614) 478-4040

Ohio Auto Loan Services

3178 Cleveland Ave, Columbus, OH 43224, USA

(614) 702-7861

CheckSmart

1015 N High St, Columbus, OH 43201, USA

(614) 291-4100

Check Cashers-National Check Cashers

8 N High St, Columbus, OH 43215, USA

(614) 221-3030

Check 'n Go

77 E Gay St, Columbus, OH 43215, USA

(614) 280-9100

Check Into Cash

2117 Eakin Rd, Columbus, OH 43223, USA

(614) 272-0317

Kroger Money Services

150 W Sycamore St, Columbus, OH 43215, USA

(614) 340-7979

Check Exchange

2151 Eakin Rd, Columbus, OH 43223, USA

(614) 272-5014

CheckSmart

7370 Sawmill Rd, Columbus, OH 43235, USA

(614) 764-1110

CheckSmart

1624 E Dublin Granville Rd, Columbus, OH 43229, USA

(614) 882-2217

Advance America Cash Advance

1910 Hard Rd, Columbus, OH 43235, USA

(614) 791-9249

Check Cashers-National Check Cashers

724 Polaris Pkwy, Columbus, OH 43085, USA

(614) 781-9700

Always Payday

2084 E Dublin Granville Rd, Columbus, OH 43229, USA

(614) 882-0400

Always Payday

5524 Hall Rd, Columbus, OH 43228, USA

(614) 870-0700

Check 'n Go

5245 North Hamilton Rd, Columbus, OH 43230, USA

(614) 337-0578

National Check Cashers

4775 E Broad St, Columbus, OH 43213, USA

(614) 255-3030

Check N' Go

1971 E Dublin-granville Rd, Columbus, OH 43229, USA

(614) 841-4862

CheckSmart

7095 E Broad St, Columbus, OH 43213, USA

(614) 575-9780

My Ohio Payday

250 Old Wilson Bridge Rd, Columbus, OH 43085, USA

(614) 407-9496

Cash Advance Columbus

605 N High St, Columbus, OH 43215, USA

(877) 663-0371

National Check Cashers

1512 Morse Rd, Columbus, OH 43229, USA

(614) 885-3030

Cash Today Financial

3 Nationwide Plz Ste 28, Columbus, OH 43228, USA

(614) 300-7686

Fastest Cash Advance & Payday Loans

100 E Broad St, Columbus, OH 43215, USA

(614) 245-0290

Always Payday

1197 W 5th Ave, Columbus, OH 43212, USA

(614) 485-0400

Advance Pay USA

4537 E Main St, Columbus, OH 43213, USA

(614) 235-8300

ACE Cash Express

5206 E Main St, Columbus, OH 43213, USA

(614) 866-4017

First American Cash Advance

3329 E Broad St, Columbus, OH 43213, USA

(614) 235-8176

Advance America

3651 W Broad St, Columbus, OH 43228-1450, USA

(614) 237-0707

Good People Big Heart

697 Woodbury Ave, Columbus, OH 43223-2106, USA

(614) 725-2127

Columbus Checkcashers

4399 E Livingston Ave, Columbus, OH 43227-2400, USA

(855) 856-9757

Always Payday

1335 Dublin Rd Ste 118a, Columbus, OH 43215-7040, USA

(614) 883-6100

Advance Pay USA

4537 E Main St, Columbus, OH 43213-3038, USA

(614) 235-8300

Check Exchange

3839 S High St, Columbus, OH 43207-4013, USA

(614) 409-0747

Abdiel Financial Ideals LLC

1660 Nw Professional Plaza Ste. H, Columbus, OH 43220, USA

(614) 441-8200

Ace Cash Express

5206 E Main St, Columbus, OH 43213-2411, USA

(614) 866-4017

One Simple Online Form

To save you the hassle of going to the bank or storefront lender, only to wait in line to fill out stacks of physical paperwork, we do all the hard work for you with one simple online web form.

Provide us with your basic details and we'll pass it through a network of over 100 lenders that can provide between $100 and $35,000 depending on your request,  their assessment of your application, and Ohio lending laws.

  1. Select an amount to borrow between $100 and $35,000 using the sliders.
  2. Fill out our quick web form from any device with a browser.
  3. Know in minutes whether you have been connected with a lender on screen.
  4. Complete the application directly on the lender's page online, attaching digital documents if required.
  5. If approved, you could see the cash in your account in as fast as one working day - ideal if you are in a time-sensitive financial emergency.

Loans For People With Bad Credit in Columbus, OH

Submit your information

Fill out our simple online form with your details, click "Get Started" and with for a couple of minutes.

Sign Your Loan Contract

If connected to a direct lender, read your loan contract carefully and e-sign it if everything is in order.

Get Your Cash

If approved, money will be directly deposited into your bank account as soon as the next business day.

By clicking “Get Started”, you agree to Privacy Policy & Terms & Conditions.
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Are Online Bad Credit Loans Safe?

All lending within Columbus, OH is regulated at the state level, which helps protect borrowers from exorbitant interest rates and predatory lending practices.

While we are not a lender ourselves, you will know the interest rate offered immediately if you are connected with a lender and they make you an offer. By law, they must provide a full copy of the terms and conditions of any personal loan before you sign the online agreement and you are free to walk away at any time.

That doesn't mean there aren't sites out there that prey on those with bad credit, making false promises and misleading statements. Watch out for claims of no credit check being carried out or guaranteed or instant approval. No legal lender can make such promises.

The Good News: While the Columbus, OH lenders in our network will usually carry out some form of credit check, you will not be rejected right away if you have bad credit and those with a poor credit history are routinely and quickly approved for reasonable loans that suit their current financial situation.

Our lenders take in to account a number of factors, including your current employment status, income level, and other personal details.

With us, you can apply for the following loans in Columbus, OH:

$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans

*The exact amount depends on Ohio lending laws, the information you submit, and other factors

Who Qualifies For Bad Credit Loans in Columbus, Ohio?

To be eligible all you have to be is:

  • 18 years or older
  • In possession of a bank account in your name
  • Employed or otherwise earning a verifiable income of at least $1,000 per month.
  • A legal resident of Columbus, OH.

Who Should Use Bad Credit Loans?

If you are searching for bad credit loans, chances are you do not have access to other forms of credit like credit cards and have been turned away by the banks or large lenders. If that's the case, then bad credit loans are one of the best solutions for borrowing money in Columbus, OH.

Getting a personal loan online is also a great way for anyone to get cash fast who doesn't want to go through the rigorous process of paperwork and approval enforced by most larger banks and lenders.

Compare loan rates from the best direct lenders in Columbus, OH near you:

How Can I Get a Bad Credit Loan in Columbus, OH?

To get started with a bad credit personal loan between $100 and $35,000, gather your financial statements (PDFs from online banking make this even easier), calculate how much you can afford to repay each month (without forgetting interest) and then use our form to pass your details among our extensive network.

This saves you the hassle of applying one-by-one and risking multiple searches on your credit report if one lender rejects your application.

The best time to apply online in Columbus, OH is during the working week as you'll know onscreen if you have been connected and then approved by a lender, and they will typically deposit the funds into your designated bank account the next working day.

Note: This is also where they will automatically take repayments so make sure you have the funds there to cover the repayment schedule.

Did you know? Applying online for a small bad credit loan and successfully repaying it will quickly begin rebuilding your credit score and open-up new loan products with better terms.

Having bad credit can make you feel hopeless like you'll never be able to get credit ever again. However, that's simply not true. Many borrowers have made use of our loan connection tool and matched with a reputable lender who's issued them a loan.

Columbus, OH Information

Population: 895,877

Median age: 32.3

Median household income: $52,971

Columbus, OH

Median property value: $159,400

Homeownership rate: 45.1

Average car ownership: 2

Columbus, OH Bad Credit Loans Services on the Map:

Our Service is Available for the Following Zip Codes in Columbus, Ohio:

43085, 43201, 43202, 43203, 43204, 43205, 43206, 43207, 43209, 43210, 43211, 43212, 43213, 43214, 43215, 43217, 43219, 43220, 43221, 43222, 43223, 43224, 43227, 43228, 43229, 43230, 43231, 43232, 43235, 43240, 43226, 43704, 43270, 43284, 43234, 43272, 43266, 43287, 43251, 43291, 43271, 43260, 43236, 43268, 43279, 43265, 43216, 43299, 43218

With us, you can apply for the following loans in Columbus, OH:

$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans

*The exact amount depends on Ohio lending laws, the information you submit, and other factors

Dedicated to help you find payday, installment and personal loans online even if you have bad credit.

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