Bad Credit Loans Philadelphia, PA (Fast Approval)

Get a Bad Credit Loan in Philadelphia, Pennsylvania

If you're on this page then you've probably been searching for Bad Credit Loans in Philadelphia, PA.

The good news is we have all you need to apply online with poor credit and stand a good chance of approval by a direct lender.

Despite popular belief, being rejected doesn't mean you're ineligible to borrow money. It just means you have fewer options.

We recognize that it can be very hard to find a loan from a bank or traditional lender in Philadelphia if you've struggled with debts in the past. But with our simple online form, you could be connected with lenders in the area in a matter of minutes.

By clicking “Get Started”, you agree to Privacy Policy & Terms & Conditions.
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What Exactly Are "Bad Credit Loans"?

It should be noted that there's no such thing as a "bad credit loan". However, there are personal loans available online in Philadelphia, PA that can be issued to people with a bad credit history.

Depending on your individual circumstances this might come in the form of a small payday loan to help tide you over until you next get paid or a longer-term installment loan in which you repay in equal installments, spreading the cost of a larger sum.

In our experience, while you can get personal loans from the banks or storefront lenders in Philadelphia, online lenders provide much more favorable terms and it's much easier to apply. As long as they are licensed to lend in the state of Pennsylvania, you'll have nothing to worry about and our network only accepts fully licensed and accredited lenders.

So, whether you need to fix your car or make home repairs, pay for emergency travel, or make an upfront purchase but have spent your monthly budget, we can help you connect with a lender today!

With us, you can apply for the following loans in Philadelphia, PA:

$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans

*The exact amount depends on Pennsylvania lending laws, the information you submit, and other factors

List of Philadelphia, PA Bad Credit Loan Lenders:

ACE Cash Express

2129 W Diamond St, Philadelphia, PA 19121, USA

(215) 236-6639

Fast Cash Nc

1872 E Schiller St, Philadelphia, PA 19134, USA

(215) 423-2421

Budget Check Cashing

4201 N 9th St, Philadelphia, PA 19140, USA

(215) 221-0404

Fast Cash Atm

1500 N 6th St, Philadelphia, PA 19122, USA

(215) 769-1274

Lucky Cash

118 W Tabor Rd, Philadelphia, PA 19120, USA

(215) 455-1973

A & T Check Cashing

5300 Tabor Ave, Philadelphia, PA 19120, USA

(215) 533-0100

Esk Financial

7159 Frankford Ave, Philadelphia, PA 19135, USA

(215) 335-2274

Happy's Check Cashing

130 W Chelten Ave, Philadelphia, PA 19144, USA

(215) 848-2140

ACE Cash Express

22 N 60th St, Philadelphia, PA 19139, USA

(215) 747-4910

Nikki's Check Cashing

9961 Bustleton Ave, Philadelphia, PA 19115, USA

(215) 464-2323

Ace Check Cashing

113 W Chelten Ave, Philadelphia, PA 19144, USA

(215) 849-4468

Fast Cash

536 W Roosevelt Blvd, Philadelphia, PA 19120, USA

(215) 329-4720

ACE Cash Express

3714 N Broad St, Philadelphia, PA 19140, USA

(215) 227-7030

ACE Cash Express

6137 Woodland Ave, Philadelphia, PA 19142, USA

(215) 724-6221

ACE Cash Express

4244 N Broad St, Philadelphia, PA 19140, USA

(215) 324-4560

ACE Cash Express

2 W Chelten Ave, Philadelphia, PA 19144, USA

(215) 843-5297

Fast Cash Atm

1831 E Tulpehocken St, Philadelphia, PA 19138, USA

(215) 548-1733

Fast Cash Atm

5600 N 10th St, Philadelphia, PA 19141, USA

(215) 548-3879

Fast Cash Atm

617 W York St, Philadelphia, PA 19133, USA

(215) 787-0498

Fast Cash Atm

212 W Ontario St, Philadelphia, PA 19140, USA

(215) 425-1657

ACE Cash Express

5045 Wayne Ave, Philadelphia, PA 19144, USA

(215) 849-9089

ACE Cash Express

5450 N 5th St, Philadelphia, PA 19120, USA

(215) 548-2988

ACE Cash Express

3544 Germantown Ave, Philadelphia, PA 19140, USA

(215) 225-6336

Fast Cash Atm

2000 E Ontario St, Philadelphia, PA 19134, USA

(215) 425-1385

Fast Cash Atm

5100 Pennway St, Philadelphia, PA 19124, USA

(215) 533-2739

Fast Cash

5000 Gransback St, Philadelphia, PA 19120, USA

(215) 329-2081

Cash Depot

7400 Elmwood Ave, Philadelphia, PA 19153, USA

(215) 365-3140

ABC Check Cashing

3214 N Front St, Philadelphia, PA 19140, USA

(215) 423-2300

Ace Check Cashing

6121 Ridge Ave, Philadelphia, PA 19128, USA

(215) 483-4445

ACE Cash Express

1206 N 52nd St, Philadelphia, PA 19131, USA

(215) 473-3171

Fast Cash Atm

7261 Roosevelt Blvd, Philadelphia, PA 19149, USA

(215) 331-8307

ACE Cash Express

1349 W Olney Ave, Philadelphia, PA 19141, USA

(215) 424-7070

ACE Cash Express

1503 E Wadsworth Ave, Philadelphia, PA 19150, USA

(215) 248-2800

ACE Cash Express

6 S 52nd St, Philadelphia, PA 19139, USA

(215) 747-2275

Family Financial Centers

101 W Louden St, Philadelphia, PA 19120, USA

(215) 457-9590

ACE Cash Express

6303 Stenton Ave, Philadelphia, PA 19138, USA

(215) 549-5170

ACE Cash Express

2840 W Girard Ave, Philadelphia, PA 19130, USA

(215) 236-5406

Budget Check Cashing

7219 Torresdale Ave, Philadelphia, PA 19135, USA

(215) 708-1010

Fast Cash Atm

734 W Butler St, Philadelphia, PA 19140, USA

(215) 227-0231

ACE Cash Express

8 N 52nd St, Philadelphia, PA 19139, USA

(215) 476-1240

Fast Cash

1800 N 26th St, Philadelphia, PA 19121, USA

(215) 769-4365

Fast Cash Atm

1800 S Ringgold St, Philadelphia, PA 19145, USA

(215) 467-2638

Fast Cash Atm

1300 Point Breeze Ave, Philadelphia, PA 19146, USA

(215) 336-1548

mhFinance

741 Sansom St, Philadelphia, PA 19106, USA

(215) 940-8192

Fast Cash

1508 Point Breeze Ave, Philadelphia, PA 19146, USA

(215) 463-2637

Fast Cash Atm

1900 Washington Ave, Philadelphia, PA 19146, USA

(215) 546-1528

Whitman Check Cashing

Oregon Avenue & Randolph St, Philadelphia, PA 19102, USA

(215) 755-4520

United Check Cashing

2360 E Allegheny Ave, Philadelphia, PA 19134, USA

(215) 739-1530

Richmond Check Cashing

2990 Richmond St, Philadelphia, PA 19134, USA

(215) 423-5957

Fast Cash Atm

4260 Aramingo Ave, Philadelphia, PA 19124, USA

(215) 744-2457

One Simple Online Form

To save you the hassle of going to the bank or storefront lender, only to wait in line to fill out stacks of physical paperwork, we do all the hard work for you with one simple online web form.

Provide us with your basic details and we'll pass it through a network of over 100 lenders that can provide between $100 and $35,000 depending on your request,  their assessment of your application, and Pennsylvania lending laws.

  1. Select an amount to borrow between $100 and $35,000 using the sliders.
  2. Fill out our quick web form from any device with a browser.
  3. Know in minutes whether you have been connected with a lender on screen.
  4. Complete the application directly on the lender's page online, attaching digital documents if required.
  5. If approved, you could see the cash in your account in as fast as one working day - ideal if you are in a time-sensitive financial emergency.

Loans For People With Bad Credit in Philadelphia, PA

Submit your information

Fill out our simple online form with your details, click "Get Started" and with for a couple of minutes.

Sign Your Loan Contract

If connected to a direct lender, read your loan contract carefully and e-sign it if everything is in order.

Get Your Cash

If approved, money will be directly deposited into your bank account as soon as the next business day.

By clicking “Get Started”, you agree to Privacy Policy & Terms & Conditions.
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Are Online Bad Credit Loans Safe?

All lending within Philadelphia, PA is regulated at the state level, which helps protect borrowers from exorbitant interest rates and predatory lending practices.

While we are not a lender ourselves, you will know the interest rate offered immediately if you are connected with a lender and they make you an offer. By law, they must provide a full copy of the terms and conditions of any personal loan before you sign the online agreement and you are free to walk away at any time.

That doesn't mean there aren't sites out there that prey on those with bad credit, making false promises and misleading statements. Watch out for claims of no credit check being carried out or guaranteed or instant approval. No legal lender can make such promises.

The Good News: While the Philadelphia, PA lenders in our network will usually carry out some form of credit check, you will not be rejected right away if you have bad credit and those with a poor credit history are routinely and quickly approved for reasonable loans that suit their current financial situation.

Our lenders take in to account a number of factors, including your current employment status, income level, and other personal details.

With us, you can apply for the following loans in Philadelphia, PA:

$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans

*The exact amount depends on Pennsylvania lending laws, the information you submit, and other factors

Who Qualifies For Bad Credit Loans in Philadelphia, Pennsylvania?

To be eligible all you have to be is:

  • 18 years or older
  • In possession of a bank account in your name
  • Employed or otherwise earning a verifiable income of at least $1,000 per month.
  • A legal resident of Philadelphia, PA.

Who Should Use Bad Credit Loans?

If you are searching for bad credit loans, chances are you do not have access to other forms of credit like credit cards and have been turned away by the banks or large lenders. If that's the case, then bad credit loans are one of the best solutions for borrowing money in Philadelphia, PA.

Getting a personal loan online is also a great way for anyone to get cash fast who doesn't want to go through the rigorous process of paperwork and approval enforced by most larger banks and lenders.

Compare loan rates from the best direct lenders in Philadelphia, PA near you:

How Can I Get a Bad Credit Loan in Philadelphia, PA?

To get started with a bad credit personal loan between $100 and $35,000, gather your financial statements (PDFs from online banking make this even easier), calculate how much you can afford to repay each month (without forgetting interest) and then use our form to pass your details among our extensive network.

This saves you the hassle of applying one-by-one and risking multiple searches on your credit report if one lender rejects your application.

The best time to apply online in Philadelphia, PA is during the working week as you'll know onscreen if you have been connected and then approved by a lender, and they will typically deposit the funds into your designated bank account the next working day.

Note: This is also where they will automatically take repayments so make sure you have the funds there to cover the repayment schedule.

Did you know? Applying online for a small bad credit loan and successfully repaying it will quickly begin rebuilding your credit score and open-up new loan products with better terms.

Having bad credit can make you feel hopeless like you'll never be able to get credit ever again. However, that's simply not true. Many borrowers have made use of our loan connection tool and matched with a reputable lender who's issued them a loan.

Philadelphia, PA Information

Population: 1580000

Median age: 34.5

Median household income: $46,116

Philadelphia, PA

Median property value: $167,700

Homeownership rate: 52.7

Average car ownership: 1

Philadelphia, PA Bad Credit Loans Services on the Map:

Our Service is Available for the Following Zip Codes in Philadelphia, Pennsylvania:

19102, 19103, 19104, 19106, 19107, 19109, 19111, 19112, 19113, 19114, 19115, 19116, 19118, 19119, 19120, 19121, 19122, 19123, 19124, 19125, 19126, 19127, 19128, 19129, 19130, 19131, 19132, 19133, 19134, 19135, 19136, 19137, 19138, 19139, 19140, 19141, 19142, 19143, 19144, 19145, 19146, 19147, 19148, 19149, 19150, 19151, 19152, 19153, 19154, 19173, 19192, 19155, 19183, 19185, 19175, 19177, 19171, 19196, 19191, 19182, 19184, 19187, 19108, 19244, 19255, 19194, 19172, 19019, 19188, 19178, 19160, 19181, 19110, 19105, 19101, 19093, 19179, 19161, 19197, 19162, 19099, 19092, 19193, 19170

With us, you can apply for the following loans in Philadelphia, PA:

$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans

*The exact amount depends on Pennsylvania lending laws, the information you submit, and other factors

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